For Sale
3185 Elmwood Beach Road, Middleville, MI 49333
$1,495,000
MLS # 26018304 (Michigan Regional Information Center (MichRIC))
5 beds3 baths3,558 sqftBuilt 19500.14 acres
1 / 59
Listing Description
Don't miss this rare opportunity to own a completely updated, thoughtfully designed lakefront home on highly sought-after Gun Lake, located on prestigious Elmwood Beach, offering private frontage and breathtaking sunrise views that fill the home with natural light each day. Perfectly positioned to capture panoramic lake vistas from nearly every room, this exceptional property delivers the ultimate blend of luxury, comfort, and lifestyle. The heart of the home features a stunning designer kitchen with premium finishes, custom cabinetry, and a massive statement island--ideal for entertaining, gathering, and everyday living. Every detail has been carefully curated to create a seamless balance of style and functionality throughout. Wake up to serene waterfront scenery and enjoy your morning coffee overlooking the lake, or host unforgettable gatherings in a space designed to impress. Step outside and enjoy direct access to your private dock (included), making it easy to spend your days
Source: SparkMLS
About this home
This 5-bedroom, 3-bath, 3,558 sq ft home built in 1950 sits in Middleville.
Asking $1,495,000 (about $420/sq ft).
Property tax estimate: $9,005 per year ($750/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area3,558 sqft
Lot Size0.14 acres
Year Built1950
Stories2
Location
CityMiddleville
MunicipalityYankee Springs Twp
Zip Code49333
CountyBarry
School DistrictThornapple Kellogg
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementCrawl Space
Garage3 spaces
HeatingForced Air, Radiant
WaterWell
SewerPublic
UtilitiesCable Connected, High-Speed Internet
InteriorCenter Island
Sale & Financing
Listed4/27/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$100 / Annually
IncludesOther, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$9,005
Tax Year2026
Assessed Value$287,811
Parcel #16-070-065-00
Source: SparkMLS
Legal Description
S 1/2 LOT 86 & N 1/2 LOT 87, ELMWOOD BEACH.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Taylor B Caughron
Keller Williams GR East
Frequently Asked Questions about 3185 Elmwood Beach Road, Middleville, MI 49333
What school district is 3185 Elmwood Beach Road, Middleville, MI 49333 in?
Per MLS# 26018304, this property is served by Thornapple Kellogg. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26018304, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26018304, the most recent reported annual property tax for 3185 Elmwood Beach Road, Middleville, MI 49333 is $9,005 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3185 Elmwood Beach Road, Middleville, MI 49333 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3185 Elmwood Beach Road, Middleville, MI 49333 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Yankee Springs Twp police department or the Barry County sheriff's office.
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Mortgage Calculator
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Monthly payment$9,705
Principal & interest$9,697
HOA$8
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3185 Elmwood Beach Road, Middleville, MI 49333
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