Under Contract
3190 Light House Way, Saugatuck, MI 49453
$1,150,000
MLS # 26023393 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,857 sqftBuilt 20190.55 acres
1 / 74
Listing Description
Tucked away on a beautifully wooded peninsula in Saugatuck Township, surrounded by the Kalamazoo River and Silver Lake, this exceptional home offers luxury, comfort, and effortless living in an idyllic setting. Impeccably maintained and being sold with all furniture, this stunning residence is truly move-in ready. Designed with both elegance and functionality in mind, the home features 4 spacious bedrooms, 3 full baths, and quality finishes throughout. The inviting floor plan offers generous living spaces, wide hallways, and seamless indoor-outdoor living. The main level includes a luxurious primary suite, convenient laundry room, and a second bedroom currently serving as a private office. At the heart of the home, the cozy screened porch overlooks the gently sloping backyard and is equipped with heat, television, and custom electric shades. The finished lower level adds more space with a recreation room, wet bar, and dedicated exercise room. A 3-stall garage completes the package.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 3,857 sq ft home in Saugatuck Township in Saugatuck built in 2019.
Listed at $1,150,000 (about $298/sq ft).
Property tax estimate: $10,050 per year ($838/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,857 sqft
Lot Size0.55 acres
Year Built2019
Stories1
Location
CitySaugatuck
MunicipalitySaugatuck Twp
Zip Code49453
CountyAllegan
School DistrictSaugatuck-Douglas
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementDaylight, Full
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Wet Bar, Center Island, Eat-in Kitchen
Sale & Financing
Listed5/21/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$750 / Annually
IncludesOther, Trash
Source: SparkMLS
Tax Information
Annual Tax$10,050
Tax Year2026
Assessed Value$328,948
Parcel #0320-245-010-00
Source: SparkMLS
Legal Description
UNIT 10 LIGHTHOUSE ESTATES SEC 14 T3N R16W (05).
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Elizabeth Ann Engel
CENTURY 21 Affiliated
Frequently Asked Questions about 3190 Light House Way, Saugatuck, MI 49453
Which school district serves 3190 Light House Way, Saugatuck, MI 49453?
Per MLS# 26023393, 3190 Light House Way, Saugatuck, MI 49453 is in the Saugatuck-Douglas boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saugatuck-Douglas directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26023393, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3190 Light House Way, Saugatuck, MI 49453?
Per public tax records, annual property taxes for this property are $10,050 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3190 Light House Way, Saugatuck, MI 49453 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3190 Light House Way, Saugatuck, MI 49453 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3190 Light House Way, Saugatuck, MI 49453?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck Twp police department or the Allegan County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$7,522
Principal & interest$7,459
HOA$63
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3190 Light House Way, Saugatuck, MI 49453
View full property history →
Municipality
Saugatuck Township
View all listings →
Get email alerts for new listings near 3190 Light House Way
We'll notify you when something hits the market in Saugatuck Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.