For Sale
31975 Riverdale Street, Harrison Township, MI
$690,000
MLS # 20261048855 (Realcomp)
3 beds3 baths2,650 sqftBuilt 20000.2 acres
1 / 23
Listing Description
Move-in ready waterfront living with direct canal access to Lake St. Clair—just minutes to open water. Located in a quiet location at the end of Riverdale St. No thru traffic here. Inside, you’ll find a spacious kitchen, inviting living area and sunroom filled with natural light, and a layout that flows effortlessly. Features Include: Private boat dock * 50 Feet Canal Frontage * Steel seawall * * Huge Trex deck on the water * Central Vacuum * Gas Fireplace * Sprinkler System * New Roof * New Siding * New inside paint * New Gutters * Circular design brick paver patio. Upstairs the master bedroom has a walk-out Trex balcony overlooking the water, a spacious hot tub, and a roomy walk-in closet.
Source: SparkMLS
About this home
Located in Harrison Township in Harrison Township, this property offers 3-bedroom, 3-bath, 2,650 sq ft, with original construction dating to 2000.
Asking $690,000 (about $260/sq ft).
Estimated annual property tax: $7,276, or about $606 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,650 sqft
Lot Size0.2 acres
Year Built2000
Stories2
Location
CityHarrison Township
MunicipalityHarrison Twp
CountyMacomb
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/30/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$7,276
State Equalized Value$299,700
Taxable Value$207,527
Parcel #12-22-153-011
Source: Public Records
Legal Description
ST. CLAIR HAVEN SUBDIVISION LOT 1138
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jeff Kermath
Kermath Realty LLC
Frequently Asked Questions about 31975 Riverdale Street, Harrison Township, MI
What financing options are available for 31975 Riverdale Street, Harrison Township, MI?
Per MLS# 20261048855, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261048855, the most recent reported annual property tax for 31975 Riverdale Street, Harrison Township, MI is $7,276. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 31975 Riverdale Street, Harrison Township, MI eligible for USDA financing?
Per USDA Rural Development boundary data, 31975 Riverdale Street, Harrison Township, MI is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 31975 Riverdale Street, Harrison Township, MI is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$4,475
Principal & interest$4,475
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
31975 Riverdale Street, Harrison Township, MI
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Municipality
Harrison Township
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County
Macomb County
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