Sold
320 James Circle, Royal Oak, MI 48067
Sold on 08/07/2025 for$500,000
MLS # 20251017338 (Realcomp)
3 beds4 baths2,220 sqftBuilt 20030 acres
1 / 31
Listing Description
Very rare first-floor bedroom, en-suite bath and laundry condo in downtown Royal Oak! Features vaulted ceilings in the living and dining rooms. Fully updated designer kitchen (2023) with all stainless appliances, under cabinet lighting and ceramic counters, eating space, and access to a beautiful deck with electric awning and substantial green space. Hardwood floors throughout. Ample storage with closet organizers and custom built-ins throughout. Convenient first-floor laundry and a two-car attached garage. Garage has full, professionally installed epoxy flooring added in 2024. The spacious primary bedroom offers walk-in closets and a custom updated bath. Upstairs includes two roomy bedrooms and a full bath. The professionally designed lower level features hardwood floors, custom turnout banisters, an additional half bath, and tons of storage. An electric fireplace with live-wood mantle was added in 2004. Lower level includes an egress window so a 4th bedroom could easily be added.  This additional 700 sq. ft. of finished space will wow you! Mechanically, this home has upgraded electrical including generator ready hook-up as well as a new furnace and air conditioner with 5 years left on a warranty that cover both parts and labor. This home is immaculate and truly move-in ready.
Source: SparkMLS
About this home
This 3-bedroom, 4-bath, 2,220 sq ft home built in 2003 sits in The Crossings At Irving Avenue in Royal Oak.
Closed at $500,000 (about $225/sq ft).
Estimated annual property tax: $7,375, or about $615 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms4
Living Area2,220 sqft
Year Built2003
Stories2
Location
CityRoyal Oak
MunicipalityRoyal Oak City
Zip Code48067
CountyOakland
School DistrictSchool District of the City of Royal Oak
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed7/22/2025
Sold Date8/6/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$345 / Monthly
IncludesLawn/Yard Care, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$7,157
State Equalized Value$197,760
Taxable Value$191,110
Parcel #2522382051
Source: Public Records
Legal Description
T1N, R11E, SEC 22 OAKLAND COUNTY CONDOMINIUM PLAN NO 1486 THE CROSSINGS AT IRVING AVENUE UNIT 51, BLDG 11 L 27339 P 487 7-9-04 FR 377-034
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Katelyn Thomas
Max Broock, REALTORS®-Birmingham
Frequently Asked Questions about 320 James Circle, Royal Oak, MI 48067
What school district is 320 James Circle, Royal Oak, MI 48067 in?
Per MLS# 20251017338, this property is served by School District of the City of Royal Oak. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20251017338, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251017338, the most recent reported annual property tax for 320 James Circle, Royal Oak, MI 48067 is $7,157. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 320 James Circle, Royal Oak, MI 48067 eligible for USDA financing?
Per USDA Rural Development boundary data, 320 James Circle, Royal Oak, MI 48067 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 320 James Circle, Royal Oak, MI 48067 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 320 James Circle, Royal Oak, MI 48067?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Loading map...
Tax Estimate
$
Annual tax$7,375
Monthly$615
Millage rate37.2947 mills
Municipality: CITY OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
$
Monthly payment$3,878
Principal & interest$2,919
Property taxes$615
HOA$345
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
320 James Circle, Royal Oak, MI 48067
View full property history →
Neighborhood
The Crossings At Irving Avenue
View all listings →
Community
Royal Oak
Explore neighborhoods →
County
Oakland County
View county overview →
Get email alerts for new listings near 320 James Circle
We'll notify you when something hits the market in The Crossings At Irving Avenue or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.