Under Contract
320 N Elm, Ithaca, MI 48847
$160,000
MLS # 1943275 (Northern Great Lakes REALTORS® MLS)
4 beds1 bathBuilt 18900.24 acres
1 / 38
Listing Description
In the heart of the city but feels like your own secluded getaway! With its deep, fully fenced backyard anchored by a large, historically aged shade tree, the possibilities are endless for gatherings, gardening, meals al fresco, cool evenings by the firepit, or just relaxing or playing games in the expansive yard. The wood fence includes a wheeled gate to gain access to the alley and offers opportunities for additional out-buildings or a garage/mancave! View all of this from the 8'x10' deck or the expansive window from the comfort of the kitchen. Inside this well-maintained home you will also find updated kitchen, laminate flooring throughout the upper and lower floors, freshened paint, new window treatments, plus updated master bedroom with sliding barn door access to the walk-in closet. Charging port for electric vehicles added to front porch in 2025.
Source: SparkMLS
About this home
4-bedroom, 1-bath home in Ithaca in Ithaca built in 1890.
Listed at $160,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Lot Size0.24 acres
Year Built1890
Stories2
Location
CityIthaca
Zip Code48847
CountyGratiot
Construction & Systems
BasementMichigan Basement, Other
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/26/2026
Original Price$165,000
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Randi Wynne-Parry
Unknown Office
Frequently Asked Questions about 320 N Elm, Ithaca, MI 48847
What financing options are available for 320 N Elm, Ithaca, MI 48847?
Per MLS# 1943275, this listing accepts Cash, Conventional, FHA, MSHDA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 320 N Elm, Ithaca, MI 48847 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 320 N Elm, Ithaca, MI 48847 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 320 N Elm, Ithaca, MI 48847?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,038
Principal & interest$1,038
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
320 N Elm, Ithaca, MI 48847
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Municipality
Ithaca
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