Sold
320 River Street, Hillsdale, MI 49242
Sold on 06/04/2026 for$280,000
MLS # 26014039 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,508 sqftBuilt 19520.33 acres
1 / 27
Listing Description
Welcome to this inviting 3 bedroom 2 bath classic Cape Cod. Proof that great things come in the perfect size. Inside, you'll find a warm, character-filled layout designed for comfortable everyday living, offering the right balance of space to make it easy to maintain while still feeling like home. The updated kitchen features stainless steel appliances blending style and functionality. A full basement provides valuable potential for additional living space and a dedicated washer and dryer area. Step outside and enjoy a manageable fenced yard perfect for relaxing, light gardening, or spending time with family, friends and pets, without the burden of heavy upkeep. A two-car garage with patio provides plenty of room for parking and storage. The whole house generac will keep the lights on. Nestled in a well-kept, desirable, and friendly neighborhood, minutes from the Hillsdale College Campus, Hillsdale Academy K-12 and downtown. The rearing ponds for taking in nature are close too!
Source: SparkMLS
About this home
Located in Hillsdale in Hillsdale, this property offers 3-bedroom, 2-bath, 1,508 sq ft, with original construction dating to 1952.
This home sold for $280,000 (about $186/sq ft).
Property tax estimate: $4,867 per year ($406/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Hillsdale Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,508 sqft
Lot Size0.33 acres
Year Built1952
Stories2
Location
CityHillsdale
MunicipalityHillsdale City
Zip Code49242
CountyHillsdale
School DistrictHillsdale
Construction & Systems
StyleCape Cod
ConstructionBrick
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer, High-Speed Internet
InteriorBroadband, Garage Door Opener
Sale & Financing
Listed4/28/2026
Sold Date6/3/2026
Original Price$299,900
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$2,500
Source: SparkMLS
Tax Information
Annual Tax$4,867
Tax Year2025
Assessed Value$59,568
Parcel #006-126-206-03
Source: SparkMLS
Legal Description
. W1 LOT 30 ARBOR HEIGHTS ADD FIRST WARD. AS OF 12/31/2018 - WARD 1 . W1 LOT 30 ARBOR HEIGHTS ADD FIRST WARD.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Belle D Stier
Sterling Realty Group LLC
Frequently Asked Questions about 320 River Street, Hillsdale, MI 49242
What school district is 320 River Street, Hillsdale, MI 49242 in?
Per MLS# 26014039, this property is served by Hillsdale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26014039, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26014039, the most recent reported annual property tax for 320 River Street, Hillsdale, MI 49242 is $4,867 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 320 River Street, Hillsdale, MI 49242 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 320 River Street, Hillsdale, MI 49242 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Hillsdale Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hillsdale City police department or the Hillsdale County sheriff's office.
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Monthly payment$1,881
Principal & interest$1,881
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Hillsdale Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
320 River Street, Hillsdale, MI 49242
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Municipality
Hillsdale
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