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32015 Saint Margaret Street, Saint Clair Shores, MI 48082
Sold on 06/30/2026 for$234,000
MLS # 26017470 (Michigan Regional Information Center (MichRIC))
3 beds2 baths918 sqftBuilt 19560.12 acres
1 / 30
Listing Description
This inviting 3-bedroom, 1.5-bath ranch offers comfort, stability, and thoughtful updates throughout. Bright living spaces and a practical layout are complemented by beautiful hardwood floors across the main level. The kitchen features granite countertops and a stylish stone backsplash, while the full bathroom has been tastefully refreshed. The partially finished basement adds flexible living space with a blacked-out ceiling--ideal for a rec room, home gym, or media area. A standout feature is the fully refinished garage (Fall 2023) with epoxy flooring, finished drywall, and upgraded electrical--perfect for parking, storage, or a workshop. The backyard includes a gazebo that stays! Located just minutes from St. Clair Shores Golf Course, this home offers low-maintenance living with smart upgrades throughout. Move-in ready and a great opportunity you won't want to miss!
Source: SparkMLS
About this home
Located in St Clair Shores in Saint Clair Shores, this property offers 3-bedroom, 2-bath, 918 sq ft, with original construction dating to 1956.
Closed at $234,000 (about $255/sq ft).
Property tax estimate: $4,364 per year ($364/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area918 sqft
Lot Size0.12 acres
Year Built1956
Stories1
Location
CitySaint Clair Shores
MunicipalitySaint Clair Shores City
Zip Code48082
CountyMacomb
School DistrictLake Shore (St. Clair)
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener
Sale & Financing
Listed5/30/2026
Sold Date6/29/2026
Original Price$235,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$9,000
Source: SparkMLS
Tax Information
Annual Tax$4,364
Tax Year2025
Assessed Value$92,016
Parcel #09-14-03-326-010
Source: SparkMLS
Legal Description
MEADOW SPRING SUBDIVISION (L5, P82) LOT 12
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jason Strat
Redfin Corporation
Frequently Asked Questions about 32015 Saint Margaret Street, Saint Clair Shores, MI 48082
Which school district serves 32015 Saint Margaret Street, Saint Clair Shores, MI 48082?
Per MLS# 26017470, 32015 Saint Margaret Street, Saint Clair Shores, MI 48082 is in the Lake Shore (St. Clair) boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lake Shore (St. Clair) directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26017470, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 32015 Saint Margaret Street, Saint Clair Shores, MI 48082?
Per public tax records, annual property taxes for this property are $4,364 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 32015 Saint Margaret Street, Saint Clair Shores, MI 48082 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 32015 Saint Margaret Street, Saint Clair Shores, MI 48082 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 32015 Saint Margaret Street, Saint Clair Shores, MI 48082?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
32015 Saint Margaret Street, Saint Clair Shores, MI 48082
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Municipality
St Clair Shores
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County
Macomb County
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