For Sale
3203 Fruit Street, Algonac, MI 48001
$375,000
MLS # 50208876 (MiRealSource)
3 beds2 bathsBuilt 20260.21 acres
1 / 48
Listing Description
New construction opportunity! This 3-bedroom, 2.5-bath home is currently under construction and thoughtfully designed with modern living in mind. Features include an open-concept layout, spacious primary suite with private bath, and convenient second-floor living space. Enjoy the peaceful wooded backdrop behind the home, offering added privacy and a scenic setting. Select photos have been virtually staged to help showcase the home's potential upon completion. Actual finishes and completed appearance may vary. There is still time for buyers to personalize finishes, including selecting kitchen cabinets and countertops! One-year builders warranty included!
Source: SparkMLS
About this home
Located in Clay Township in Algonac, this property offers 3-bedroom, 2-bath, with original construction dating to 2026.
Currently offered at $375,000.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.21 acres
Year Built2026
Location
CityAlgonac
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed5/25/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Julie Glowski
RE/MAX Noire
Frequently Asked Questions about 3203 Fruit Street, Algonac, MI 48001
Which school district serves 3203 Fruit Street, Algonac, MI 48001?
Per MLS# 50208876, 3203 Fruit Street, Algonac, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
What financing options are available for 3203 Fruit Street, Algonac, MI 48001?
Per MLS# 50208876, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3203 Fruit Street, Algonac, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3203 Fruit Street, Algonac, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3203 Fruit Street, Algonac, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Monthly payment$2,432
Principal & interest$2,432
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3203 Fruit Street, Algonac, MI 48001
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Municipality
Clay Township
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