Sold
321 Somerset Road, Saginaw, MI 48638
Sold on 06/17/2026 for$292,900
MLS # 50207356 (MiRealSource)
3 beds2 bathsBuilt 19640.42 acres
1 / 31
Listing Description
Stunning home available in The Village! This beautifully maintained home features just under 2000 square feet of living space including 3 bedrooms, a formal living room with gas fireplace as well as a separate family room, a kitchen overlooking a breakfast nook, and formal dining room. The primary bedroom suite features a private full bathroom with heated floors. Laundry is conveniently located on the second floor. Below is a partially finished basement with a large storage area. Relax and enjoy the private back yard from the spacious deck. Located on a corner lot with an attached 2 1/2 car garage. Call for your private showing today!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 1964 sits in Saginaw Township in Saginaw.
Final sale price: $292,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.42 acres
Year Built1964
Location
CitySaginaw
MunicipalitySaginaw Twp
Zip Code48638
CountySaginaw
School DistrictSaginaw Twp
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed5/11/2026
Sold Date6/16/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #23-12-4-28-3484-000
Source: SparkMLS
Legal Description
LOT 84 EXC S 10 FT DRAPER VILLAGE PLAT DIVISION 2 PART OF SEC 28 T12N R4E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Mark Greskowiak
Century 21 Signature Realty
Frequently Asked Questions about 321 Somerset Road, Saginaw, MI 48638
Which school district serves 321 Somerset Road, Saginaw, MI 48638?
Per MLS# 50207356, 321 Somerset Road, Saginaw, MI 48638 is in the Saginaw Twp boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saginaw Twp directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 50207356, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 321 Somerset Road, Saginaw, MI 48638 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 321 Somerset Road, Saginaw, MI 48638 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 321 Somerset Road, Saginaw, MI 48638?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,900
Principal & interest$1,900
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
321 Somerset Road, Saginaw, MI 48638
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Municipality
Saginaw Township
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