Sold
322 S Hemlock Road, Hemlock, MI 48626
Sold on 03/02/2026 for$111,650
MLS # 50193791 (MiRealSource)
2 beds1 bathBuilt 19000.31 acres
1 / 6
Listing Description
ZERO DOWN FINANCING AVAILABLE - HOUSE PAYMENT LESS THAN RENT • STOP SENDING YOUR LANDLORD ON LUXURY CRUISES!! (LOL) • NEW Roof (last year), Newer Vinyl Siding & Windows, Updated Electric Service, Updated Bathroom, Large Private Yard, Covered Porch, Shed
Source: SparkMLS
About this home
Located in Hemlock, this property offers 2-bedroom, 1-bath, with original construction dating to 1900.
Closed at $111,650.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 9 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.31 acres
Year Built1900
Location
CityHemlock
MunicipalityRichland Twp
Zip Code48626
CountySaginaw
School DistrictHemlock
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed11/6/2025
Sold Date3/1/2026
Original Price$114,900
Terms AcceptedCash, Conventional, FHA, MSHDA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joe Harris
EXP Realty
Frequently Asked Questions about 322 S Hemlock Road, Hemlock, MI 48626
What school district is 322 S Hemlock Road, Hemlock, MI 48626 in?
Per MLS# 50193791, this property is served by Hemlock. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50193791, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, MSHDA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 322 S Hemlock Road, Hemlock, MI 48626 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 322 S Hemlock Road, Hemlock, MI 48626 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 322 S Hemlock Road, Hemlock, MI 48626?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Richland Twp police department or the Saginaw County sheriff's office.
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Mortgage Calculator
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Monthly payment$713
Principal & interest$713
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
Air AdvantageFiber
1 GbpsLakeNet LLCFiber
1 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFrontierDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
322 S Hemlock Road, Hemlock, MI 48626
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