Sold

323 Lake Street, Otisville, MI 48463

Sold on 12/20/2019 for$139,900

MLS # 19054554 (Michigan Regional Information Center (MichRIC))

3 beds1 bath1,620 sqftBuilt 19740.25 acres

Listing Description

Beautiful bi-level home with a one stall attached garage! This home offers a large corner lot set in a quiet neighborhood. It was freshly remodeled in 2017 including new windows, new roof, new siding, new kitchen, new bathroom, new flooring, new hot water heater and paint. The heating in this home was installed in 2010 and is a baseboard boiler system that has three different zones. The basement has a water abatement system installed by DryMich that has a transferable lifetime warranty. The main level is where you will find two bedrooms with spacious closet and a full bathroom. The basement has a large bedroom that has potential for an en suite bathroom. Beautiful back deck to enjoy your evenings with friends and family! Yard already wired for Invisible Fence!

Source: SparkMLS

About this home

Located in Otisville Village in Otisville, this property offers 3-bedroom, 1-bath, 1,620 sq ft, with original construction dating to 1974.

Closed at $139,900 (about $86/sq ft).

Property tax estimate: $848 per year ($71/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms1

Living Area1,620 sqft

Lot Size0.25 acres

Year Built1974

Stories2

Location

CityOtisville

MunicipalityMundy Twp

Zip Code48463

CountyGenesee

School DistrictLakeVille Community Schools

Construction & Systems

ConstructionBrick, Vinyl Siding

BasementFull

Garage1 space

HeatingBaseboard, Hot Water

WaterPublic

SewerPublic

UtilitiesNatural Gas Connected

Sale & Financing

Listed11/10/2019

Sold Date12/19/2019

Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional

Source: SparkMLS

Tax Information

Annual Tax$848

Tax Year2019

Assessed Value$36,400

Parcel #250921577019

Source: SparkMLS

Legal Description

Lot 19 and the Easterly half of Lot 20, Bishop's Addition to the Village of Otisville, according to the plat thereof, as recorded in Liber 27 of Plats, Page 73.

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Mary Peacock

Peacock Real Estate

Frequently Asked Questions about 323 Lake Street, Otisville, MI 48463

Which school district serves 323 Lake Street, Otisville, MI 48463?

Per MLS# 19054554, 323 Lake Street, Otisville, MI 48463 is in the LakeVille Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact LakeVille Community Schools directly to confirm enrollment eligibility.

What financing options are available for 323 Lake Street, Otisville, MI 48463?

Per MLS# 19054554, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.

What are the property taxes at 323 Lake Street, Otisville, MI 48463?

Per public tax records, annual property taxes for this property are $848 (2019). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Can I use a USDA Rural Development loan for this property?

Per USDA Rural Development boundary data, 323 Lake Street, Otisville, MI 48463 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.

USDA Eligibility Map

Is 323 Lake Street, Otisville, MI 48463 in a flood zone?

Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

What internet service is available at this address?

Per FCC Broadband Data Collection filings, fiber internet is not currently available at 323 Lake Street, Otisville, MI 48463. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

What utilities serve 323 Lake Street, Otisville, MI 48463?

Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.

Consumers Energy Company Consumers Energy Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the Mundy Twp police department or the Genesee County sheriff's office.

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Mortgage Calculator

Purchase Price

Interest Rate

Loan Term

Annual Property Taxes

Annual Homeowner's Insurance

Monthly HOA

Monthly payment$907

Principal & interest$907

Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.

Internet

Download

1 Gbps

Upload

35 Mbps

CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL

8 providers at this address

SpectrumCable

1 Gbps

VerizonLicensed Fixed Wireless

300 Mbps

StarlinkGSO Satellite

280 Mbps

Viasat IncSatellite

100 Mbps

HughesNetSatellite

50 Mbps

AT&TLicensed Fixed Wireless

25 Mbps

T-MobileLicensed Fixed Wireless

25 Mbps

FrontierDSL

10 Mbps

FCC Broadband Data Collection (Dec 2025). Max advertised speeds.

Utilities

Consumers Energy Company

Investor-Owned

800-477-5050 Web

Consumers Energy Company

Investor-Owned

800-477-5050 Web

MI Public Service Commission service territory boundaries.

Property

323 Lake Street, Otisville, MI 48463

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Municipality

Otisville Village

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Listing Description

Source: SparkMLS

About this home

Located in Otisville Village in Otisville, this property offers 3-bedroom, 1-bath, 1,620 sq ft, with original construction dating to 1974.

Closed at $139,900 (about $86/sq ft).

Property tax estimate: $848 per year ($71/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms1

Living Area1,620 sqft

Lot Size0.25 acres

Year Built1974

Stories2

Location

CityOtisville

MunicipalityMundy Twp

Zip Code48463

CountyGenesee

School DistrictLakeVille Community Schools

Construction & Systems

ConstructionBrick, Vinyl Siding

BasementFull

Garage1 space

HeatingBaseboard, Hot Water

WaterPublic

SewerPublic

UtilitiesNatural Gas Connected

Sale & Financing

Listed11/10/2019

Sold Date12/19/2019

Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional

Source: SparkMLS

Frequently Asked Questions about 323 Lake Street, Otisville, MI 48463

Which school district serves 323 Lake Street, Otisville, MI 48463?

What financing options are available for 323 Lake Street, Otisville, MI 48463?

What are the property taxes at 323 Lake Street, Otisville, MI 48463?

MI Property Tax Estimator

Can I use a USDA Rural Development loan for this property?

USDA Eligibility Map

Is 323 Lake Street, Otisville, MI 48463 in a flood zone?

FEMA Flood Map

What internet service is available at this address?

FCC Broadband Map

What utilities serve 323 Lake Street, Otisville, MI 48463?

Consumers Energy Company Consumers Energy Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the Mundy Twp police department or the Genesee County sheriff's office.