Sold
323 N Bankson Street, Saint Louis, MI 48880
Sold on 03/05/2026 for$165,000
MLS # 20251057049 (Realcomp)
4 beds1 bath1,338 sqftBuilt 19650.25 acres
1 / 17
Listing Description
Charming, Updated & Move-In Ready in the Heart of Historic St. Louis! Welcome home to this beautifully refreshed 4-bedroom gem in the heart of historic downtown St. Louis. Packed with character and modern updates, this home offers incredible value and comfort at an unbeatable price. Step inside to find fresh paint throughout, hardwood floors, new carpet, and a bright, updated kitchen featuring new countertops with a stylish butcher-block accent. The fully remodeled bathroom adds a crisp, contemporary feel, while thoughtful updates continue outside with a new roof on the garage. With 1,338 sq ft of living space, this home offers a flexible layout, including two main-level bedrooms, two upper bedrooms, a spacious living room with hardwood floors, a dedicated dining area, and a main-floor laundry room for convenience. Whether you're a first-time buyer, investor, or downsizing, this home checks all the boxes — move-in ready, attractively updated, and full of charm. Homes offering this much space and value don’t last long… see this one before it’s gone!
Source: SparkMLS
About this home
This 4-bedroom, 1-bath, 1,338 sq ft home built in 1965 sits in St Louis in Saint Louis.
Final sale price: $165,000 (about $123/sq ft).
Property tax estimate: $1,209 per year ($101/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 11 providers. Electric service is provided by City of St Louis; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,338 sqft
Lot Size0.25 acres
Year Built1965
Stories2
Location
CitySaint Louis
Zip Code48880
CountyGratiot
School DistrictSt. Louis
Construction & Systems
ConstructionAluminum Siding
BasementMichigan Basement
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed11/29/2025
Sold Date3/4/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,209
Parcel #5350001300
Source: SparkMLS
Legal Description
DEED L 579 P 826 HOLCOMB & EVANS ADDITION LOT 12 BLOCK 72. PROPERTY ADDRESS 323 NORTH BANKSON STREET
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Trevor Wisniewski
Real Estate One Gaylord
Frequently Asked Questions about 323 N Bankson Street, Saint Louis, MI 48880
What school district is 323 N Bankson Street, Saint Louis, MI 48880 in?
Per MLS# 20251057049, this property is served by St. Louis. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251057049, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251057049, the most recent reported annual property tax for 323 N Bankson Street, Saint Louis, MI 48880 is $1,209. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 323 N Bankson Street, Saint Louis, MI 48880 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 323 N Bankson Street, Saint Louis, MI 48880 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 323 N Bankson Street, Saint Louis, MI 48880?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 11 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of St Louis. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,070
Principal & interest$1,070
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Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableGSO SatelliteLicensed Fixed WirelessSatelliteDSLUnlicensed Fixed Wireless
11 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of St Louis
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
323 N Bankson Street, Saint Louis, MI 48880
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Municipality
St Louis
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