Under Contract
325 S Main Street, Montgomery, MI 49255
$64,900
MLS # 26015704 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,066 sqftBuilt 19500.23 acres
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Listing Description
This character-filled home offers great potential for the right buyer ready to bring it back to life. Featuring classic charm throughout, this property is ready for updates and improvements to maximize its value. Ideal for investors, flippers, or buyers looking to build equity. Property includes a detached garage and sits in a convenient in-town location. Bring your vision and unlock the possibilities this home has to offer!
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,066 sq ft home in Montgomery Village in Montgomery built in 1950.
Currently offered at $64,900 (about $61/sq ft).
Annual property taxes run approximately $1,082 ($90/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,066 sqft
Lot Size0.23 acres
Year Built1950
Stories1
Location
CityMontgomery
MunicipalityMontgomery Vllg
Zip Code49255
CountyHillsdale
School DistrictReading
Construction & Systems
ConstructionWood Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/15/2026
Original Price$69,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,082
Tax Year2025
Assessed Value$20,620
Parcel #14-125-001-001
Source: SparkMLS
Legal Description
LOT 1 & 9 FT WIDE S SIDE LOT 2 HEWITTS ADD SEC 17 T8S R4W VILLAGE OF MONTGOMERY
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amy Dryer
Five Star Real Estate
Frequently Asked Questions about 325 S Main Street, Montgomery, MI 49255
Which school district serves 325 S Main Street, Montgomery, MI 49255?
Per MLS# 26015704, 325 S Main Street, Montgomery, MI 49255 is in the Reading boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Reading directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26015704, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 325 S Main Street, Montgomery, MI 49255?
Per public tax records, annual property taxes for this property are $1,082 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 325 S Main Street, Montgomery, MI 49255 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 325 S Main Street, Montgomery, MI 49255 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 325 S Main Street, Montgomery, MI 49255?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Montgomery Vllg police department or the Hillsdale County sheriff's office.
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Monthly payment$421
Principal & interest$421
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
325 S Main Street, Montgomery, MI 49255
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Municipality
Montgomery Village
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