Sold
3320 Spinnaker Lane 16D, Detroit, MI 48207
Sold on 02/18/2026 for$245,000
MLS # 26000709 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,090 sqftBuilt 1986
1 / 25
Listing Description
Beautiful and fully updated condo situated on the Detroit Riverwalk in the Harbortown community. This 16th floor condo shows great views of the Detroit River, Canada, as well as the city of Detroit. Lots of windows and natural light from all angles highlight this condo with attached walkout balcony. High end scratch-resistant flooring throughout, agreeable color schemes, updated lighting, and fully updated kitchen provide for a comfortable living space. Kitchen shows nice cabinetry, quartz countertops, stainless steel appliances and much more. Both bedrooms of good size with the primary bedroom having an attached on-suite bathroom. Both baths are clean with agreeable tones that match the rest of the home's updates. Gas and water are covered and a part of the monthly HOA.
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,090 sq ft home built in 1986 sits in Near East Riverfront in Detroit.
Closed at $245,000 (about $225/sq ft).
Property tax estimate: $6,739 per year ($562/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,090 sqft
Year Built1986
Stories1
Location
CityDetroit
MunicipalityDetroit City
Zip Code48207
CountyWayne
School DistrictDetroit
Construction & Systems
StyleContemporary
ConstructionBrick
BasementOther
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed1/8/2026
Sold Date2/17/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$7,350
HOA
HOA Fee$850 / Monthly
IncludesWater, Trash, Heat
Source: SparkMLS
Tax Information
Annual Tax$10,500
Tax Year2025
State Equalized Value$105,000
Assessed Value$105,000
Homestead (PRE)100%
Parcel #13000119.037
Source: Public Records
Legal Description
N E JEFFERSON UNIT 87 WAYNE COUNTY PLAN NO 774 SPINNAKER TOWER CONDOMINIUM RECORDED L40502 P37-126 FIRST AMENDMENT RECORDED L P 13/350 0.99% 3320 SPINNAKER LANE APT 16D
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Sam Caramagno
Two Percent Deal Estate
Frequently Asked Questions about 3320 Spinnaker Lane 16D, Detroit, MI 48207
Which school district serves 3320 Spinnaker Lane 16D, Detroit, MI 48207?
Per MLS# 26000709, 3320 Spinnaker Lane 16D, Detroit, MI 48207 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
What financing options are available for 3320 Spinnaker Lane 16D, Detroit, MI 48207?
Per MLS# 26000709, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3320 Spinnaker Lane 16D, Detroit, MI 48207?
Per public tax records, annual property taxes for this property are $6,270 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3320 Spinnaker Lane 16D, Detroit, MI 48207 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 3320 Spinnaker Lane 16D, Detroit, MI 48207 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3320 Spinnaker Lane 16D, Detroit, MI 48207. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3320 Spinnaker Lane 16D, Detroit, MI 48207?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$6,739
Monthly$562
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,195
Principal & interest$1,783
Property taxes$562
HOA$850
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
75 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3320 Spinnaker Lane 16D, Detroit, MI 48207
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Neighborhood
Near East Riverfront
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Community
Detroit
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County
Wayne County
View county overview →
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