For Sale
3379 S Spec Lake Drive, Allegan, MI 49010
$224,900
MLS # 26023431 (Michigan Regional Information Center (MichRIC))
1 bed1 bath1,008 sqftBuilt 19860.2 acres
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Listing Description
Welcome to your waterfront living on Big Spec Lake! Manufactured home situated in quiet and peaceful setting. This 24 acre spring fed lake provides recreational opportunities include: fishing, kayaking, jet ski, motor boat, paddle boarding, etc. No public access. 50' private lake frontage includes dock w/ electric. Beach area. Sea wall. Newly remodeled bathroom with large tiled walk in shower. Cozy 4 season sun room. All appliances included. 2 storage sheds. Newer windows. Wood fireplace in living room. Deck with new Sunsetter awning w/ remote. Firepit. Central air. Whether you're looking for year-round living or a weekend retreat....let's schedule your showing!
Source: SparkMLS
About this home
This 1-bedroom, 1-bath, 1,008 sq ft home built in 1986 sits in Monterey Township in Allegan.
Currently offered at $224,900 (about $223/sq ft).
Annual property taxes run approximately $1,478 ($123/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Living Area1,008 sqft
Lot Size0.2 acres
Year Built1986
Stories1
Location
CityAllegan
MunicipalityMonterey Twp
Zip Code49010
CountyAllegan
School DistrictAllegan
Construction & Systems
StyleRanch, Traditional
ConstructionAluminum Siding
BasementCrawl Space
HeatingForced Air, Wall Furnace
WaterWell
SewerSeptic Tank
InteriorLP Tank Rented, Center Island
Sale & Financing
Listed5/18/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,478
Tax Year2026
Assessed Value$42,374
Parcel #03-16-032-015-00
Source: SparkMLS
Legal Description
COM 2330' N & 500' E OF W 1/4 AS POB TH E 50' TH N TO BIG SPEC LAKE TH SW'LY ALG SHORE OF SD LAKE TO A PT N OF POB TH S TO POB SEC 32 T3N R13W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ann Huizen
Five Star Real Estate (Grandv)
Frequently Asked Questions about 3379 S Spec Lake Drive, Allegan, MI 49010
Which school district serves 3379 S Spec Lake Drive, Allegan, MI 49010?
Per MLS# 26023431, 3379 S Spec Lake Drive, Allegan, MI 49010 is in the Allegan boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Allegan directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26023431, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3379 S Spec Lake Drive, Allegan, MI 49010?
Per public tax records, annual property taxes for this property are $1,478 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3379 S Spec Lake Drive, Allegan, MI 49010 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3379 S Spec Lake Drive, Allegan, MI 49010 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3379 S Spec Lake Drive, Allegan, MI 49010?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Monterey Twp police department or the Allegan County sheriff's office.
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3379 S Spec Lake Drive, Allegan, MI 49010
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Municipality
Monterey Township
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