Sold
3385 Ernest Street, Saginaw, MI 48604
Sold on 02/25/2026 for$142,000
MLS # 50198092 (MiRealSource)
3 beds1 bathBuilt 19550.22 acres
1 / 47
Listing Description
3385 Ernest St in Carrollton Township is a well-cared-for 3-bedroom home that blends thoughtful updates with a location that truly stands out. The living room is filled with natural light thanks to a large bay window and features hardwood flooring, with additional hardwood believed to be present beneath the carpet. The kitchen and dining area offer a practical, comfortable layout that’s easy to make your own. Major updates have already been taken care of, including a new roof (2021), new appliances (2022), blown-in insulation (2024), and a new sump pump (2025)—so you can move in with confidence and focus on enjoying the home, not the to-do list. A full basement provides plenty of storage and future finishing potential, while the attached 1-car garage makes everyday living convenient year-round. Built in 1955 and situated on a .22 acre lot, this home offers a manageable yard with room to relax, garden, or entertain. Even better, you’re just a short walk to Carrollton Schools and only a few hundred feet from the Iron Belle trailhead—perfect for morning walks, bike rides, or unwinding outdoors after a long day. A solid, move-in-ready home in a location that’s hard to beat.
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Carrollton Township in Saginaw built in 1955.
Final sale price: $142,000.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.22 acres
Year Built1955
Location
CitySaginaw
MunicipalityCarrollton Twp
Zip Code48604
CountySaginaw
School DistrictCarrollton
Construction & Systems
ConstructionVinyl Siding
Garage1 space
HeatingForced Air
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed1/22/2026
Sold Date2/24/2026
Terms AcceptedCash, Conventional, FHA, MSHDA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Robb Leonard
Keller Williams Preferred
Frequently Asked Questions about 3385 Ernest Street, Saginaw, MI 48604
Which school district serves 3385 Ernest Street, Saginaw, MI 48604?
Per MLS# 50198092, 3385 Ernest Street, Saginaw, MI 48604 is in the Carrollton boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Carrollton directly to confirm enrollment eligibility.
What financing options are available for 3385 Ernest Street, Saginaw, MI 48604?
Per MLS# 50198092, this listing accepts Cash, Conventional, FHA, MSHDA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3385 Ernest Street, Saginaw, MI 48604 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 3385 Ernest Street, Saginaw, MI 48604 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3385 Ernest Street, Saginaw, MI 48604. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3385 Ernest Street, Saginaw, MI 48604?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Carrollton Twp police department or the Saginaw County sheriff's office.
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Monthly payment$908
Principal & interest$908
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3385 Ernest Street, Saginaw, MI 48604
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Municipality
Carrollton Township
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