Sold
34 S Elba Road, Lapeer, MI 48446
Sold on 04/16/2026 for$260,000
MLS # 20261013330 (Realcomp)
4 beds3 baths2,020 sqftBuilt 19620.73 acres
1 / 45
Listing Description
Beautifully maintained 2,000 sq. ft. ranch situated on a spacious ¾-acre lot in Lapeer County. This home offers comfortable single-level living with 3 bedrooms and 2 full bathrooms, along with numerous thoughtful updates throughout. A standout feature of the home is the expansive bonus wing that provides incredible flexibility. This space could easily serve as an in-law suite, private guest quarters, additional family room, or multi-purpose living area. The generous lot offers privacy, open surroundings, and plenty of space to enjoy outdoor living. With its functional layout and versatile living spaces, this property is ideal for a variety of lifestyles including multi-generational living.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,020 sq ft home in Elba Township in Lapeer built in 1962.
This home sold for $260,000 (about $129/sq ft).
Property tax estimate: $2,517 per year ($210/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,020 sqft
Lot Size0.73 acres
Year Built1962
Stories1
Location
CityLapeer
MunicipalityElba Twp
Zip Code48446
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
Sale & Financing
Listed3/3/2026
Sold Date4/15/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$2,517
Parcel #00800700400
Source: SparkMLS
Legal Description
08 11 801 000 00 SEC 7 T7N R9E THE S 80 FT OF N 300 FT OF E 396 FT OF THE NE 1/4. .73 A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Troy Cordes
Realty Executives Main St LLC
Frequently Asked Questions about 34 S Elba Road, Lapeer, MI 48446
What school district is 34 S Elba Road, Lapeer, MI 48446 in?
Per MLS# 20261013330, this property is served by Lapeer. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261013330, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261013330, the most recent reported annual property tax for 34 S Elba Road, Lapeer, MI 48446 is $2,517. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 34 S Elba Road, Lapeer, MI 48446 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 34 S Elba Road, Lapeer, MI 48446 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Elba Twp police department or the Lapeer County sheriff's office.
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
34 S Elba Road, Lapeer, MI 48446
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Municipality
Elba Township
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