Sold
340 Washington Street, Otsego, MI 49078
Sold on 01/30/2026 for$147,000
MLS # 25056192 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,250 sqftBuilt 19200.18 acres
1 / 8
Listing Description
This 3-bedroom 1 bath home offers everything. It's in a great location. Close to schools, parks and shopping. A main floor laundry. Slider to spacious outdoor living area. There is an inground pool & pool house. Making this a perfect place to spend time entertaining or relaxing. With your own touches this could be a very cute place.
Source: SparkMLS
About this home
Located in Otsego Township in Otsego, this property offers 3-bedroom, 1-bath, 1,250 sq ft, with original construction dating to 1920.
Closed at $147,000 (about $118/sq ft).
Annual property taxes run approximately $3,389 ($282/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 6,000 Mbps across 8 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,250 sqft
Lot Size0.18 acres
Year Built1920
Stories1
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
ConstructionOther
BasementCrawl Space, Partial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesCable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener
Sale & Financing
Listed10/31/2025
Sold Date1/29/2026
Original Price$160,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$5,900
Source: SparkMLS
Tax Information
Annual Tax$3,389
Tax Year2025
Assessed Value$74,293
Parcel #035470009000
Source: SparkMLS
Legal Description
TO EA AN UNDIVIDED 1/2 INT IN FOL. LOT 90 RAVENS ADDITION SEC 22 T 1N R12W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jody Heckman
Blu Ash Properties
Frequently Asked Questions about 340 Washington Street, Otsego, MI 49078
What school district is 340 Washington Street, Otsego, MI 49078 in?
Per MLS# 25056192, this property is served by Otsego. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25056192, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25056192, the most recent reported annual property tax for 340 Washington Street, Otsego, MI 49078 is $3,389 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 340 Washington Street, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 340 Washington Street, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 340 Washington Street, Otsego, MI 49078?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 6.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Monthly payment$1,005
Principal & interest$1,005
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Internet
FiberDownload
6 Gbps
Upload
6 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
123.NET IncFiber
6 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
340 Washington Street, Otsego, MI 49078
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Municipality
Otsego Township
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