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3400 Ludwig Road, Oxford, MI 48371
$385,000
MLS # 20261048577 (Realcomp)
3 beds2 baths3,150 sqftBuilt 19881.07 acres
1 / 35
Listing Description
Introducing an exceptional opportunity to own this beautifully contemporary home situated on over an acre in one of Oxford’s most sought-after locations. Offering over 3,200 square feet of finished living space, this 3-bedroom, 2-bathroom home combines privacy, character, and everyday comfort while being surrounded by mature landscaping and picturesque views. Upon entry, you are welcomed by an abundance of natural light, fresh paint, beautiful hardwood flooring, and impressive ceiling heights, including vaulted ceilings. The spacious great room serves as the heart of the home, highlighted by a stunning granite fireplace and expansive windows overlooking the private backyard setting. The open-concept kitchen features warm wood cabinetry, generous preparation space, and a sun-filled breakfast nook, perfect for casual dining or gatherings. The floor plan provides seamless flow between the living, dining, and kitchen areas, creating an ideal setting for entertaining. The spacious primary suite serves as a private retreat featuring large windows, beautiful natural light, a walk-in closet, and a private en suite bathroom. Additional bedrooms offer comfortable accommodations for family and guests.  The expansive walkout lower level significantly expands the home’s versatility with a full bathroom, abundant storage space, and endless possibilities for additional living space, recreation, fitness, or a home office. Step outside and discover your own private retreat featuring an expansive deck overlooking your estate-like setting, a beautiful brick patio perfect for entertaining, and over an acre of peaceful outdoor space. Additional highlights include newer windows, an attached two-car garage, and a desirable walkout lower level offering direct access to the backyard. Ideally located within the highly regarded Oxford School District and just minutes from Downtown Oxford, parks, shopping, dining, and everyday conveniences. Welcome Home!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 3,150 sq ft home built in 1988 sits in Oxford Township in Oxford.
Listed at $385,000 (about $122/sq ft).
Property tax estimate: $6,589 per year ($549/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area3,150 sqft
Lot Size1.07 acres
Year Built1988
Stories2
Location
CityOxford
MunicipalityOxford Twp
Zip Code48371
CountyOakland
School DistrictOxford
Construction & Systems
ConstructionWood Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished, Central Vacuum
Sale & Financing
Listed7/5/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,570
State Equalized Value$177,140
Taxable Value$83,840
Parcel #0405402002
Source: Public Records
Legal Description
T5N, R10E, SEC 5 OXFORD HEIGHTS SUB NO 2 LOT 16
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sheel Sohal
KW Domain
Frequently Asked Questions about 3400 Ludwig Road, Oxford, MI 48371
What school district is 3400 Ludwig Road, Oxford, MI 48371 in?
Per MLS# 20261048577, this property is served by Oxford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261048577, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261048577, the most recent reported annual property tax for 3400 Ludwig Road, Oxford, MI 48371 is $4,570. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3400 Ludwig Road, Oxford, MI 48371 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3400 Ludwig Road, Oxford, MI 48371 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$6,589
Monthly$549
Millage rate37.1942 mills
Municipality: CHARTER TOWNSHIP OF OXFORD
School district: OXFORD AREA COMM SCH DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,046
Principal & interest$2,497
Property taxes$549
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3400 Ludwig Road, Oxford, MI 48371
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Municipality
Oxford Township
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County
Oakland County
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