Under Contract
342 E Napier Avenue, Benton Harbor, MI 49022
$209,000
MLS # 26018661 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,601 sqftBuilt 19550.25 acres
1 / 27
Listing Description
A beautiful brick ranch with a charming front porch overlooking manicured landscaping and colorful flowers. This home features 3 bedrooms, 1.5 baths, a spacious living room filled with natural light, hardwood floors throughout, and new LVP flooring in the kitchen. The mudroom offers convenient access along with a powder room. Enjoy the sunroom at the back of the home, then step out to your private outdoor oasis featuring a brand-new deck and a large fenced backyard, perfect for entertaining. Gorgeous landscaping surrounds the property. A two-car garage and long driveway provide plenty of additional parking.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,601 sq ft home in Benton Township in Benton Harbor built in 1955.
Listed at $209,000 (about $131/sq ft).
Annual property taxes run approximately $2,595 ($216/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,601 sqft
Lot Size0.25 acres
Year Built1955
Stories1
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionBrick
BasementCrawl Space
Garage2 spaces
HeatingBaseboard, Radiant
WaterWell
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, High-Speed Internet
InteriorGarage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed6/16/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,595
Tax Year2024
Assessed Value$79,339
Parcel #11-03-7340-0001-00-2
Source: SparkMLS
Legal Description
LOT 1 SMYERS SUBDN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Joy Schwarting
Century 21 Affiliated
Frequently Asked Questions about 342 E Napier Avenue, Benton Harbor, MI 49022
What school district is 342 E Napier Avenue, Benton Harbor, MI 49022 in?
Per MLS# 26018661, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26018661, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26018661, the most recent reported annual property tax for 342 E Napier Avenue, Benton Harbor, MI 49022 is $2,595 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 342 E Napier Avenue, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA Rural Development boundary data, 342 E Napier Avenue, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 342 E Napier Avenue, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,356
Principal & interest$1,356
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
342 E Napier Avenue, Benton Harbor, MI 49022
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Municipality
Benton Township
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