Sold
3420 Merwin Road, Lapeer, MI 48446
Sold on 05/20/2026 for$705,000
MLS # 20261022622 (Realcomp)
4 beds4 baths4,161 sqftBuilt 199615.01 acres
1 / 79
Listing Description
All you need on 15 ACRES or within 15 minutes! Half acre OMG POND ... the VIEWS (2 newer aerators/waterfall/big fish/bridge), 2200 SF (55'x40' commercial grade metal BARN/building (massive w/cement/office-workshop/2-8' doors/heated/insulated/serious electric w/multiple 220v outlets & dedicated meter/attic storage/covered side 55'x11' porch/patio/neg. shelving/diesel/fuel-tank/graded gravel driveways). HOUSE & WALKOUT SANCTUARY: fully loaded...high quality maple/cherry kitchen cabinetry w/pull-outs/spice rack/trash drawer/island/4 display cabinets/granite/travertine/Bosch dishwasher/built-in appliances/hardwood flooring/recessed lighting everywhere/Andersen doorwall. SCENIC SIX window/3 SKYLIGHTS sitting/family room, PRIMARY ENSUITE w/vaulted ceiling/custom blinds everywhere/walk-in closet/large mediterranean styled tiled primary bath (Jacuzzi/dual sinks/shower/granite). Upper bedrooms boast JACK & JILL baths & massive bonus bedroom/playroom. BASEMENT: Walkout or walkup to private garage access/entry... pretty much another house: kitchenette/bar/stove/massive stone hearth/ceramic flooring/multiple rooms/full bathroom/windows/doorwall to massive paver walkway/supersized paver patio/enclosed/screen-enclosed gazebo/screen-enclosed hot-tub house (no hot tub/floored)/maintfree & wood deck/updated high eff furnace & 2021 A/C/4 year old ultimate roofing system/tankless water heater/propane on service plan & half full)/water filtration/updated well/dual tank septic/220V & generator interface/oversized garage (car charger?)/water softener (owned)/insulated garage door/sealed sump pump/brick parking pads/basement garage access). ONCE IN A LIFETIME ... live/work/play. Elba Twp. low, low taxes and all sports Nepessing Lake/parks minutes to Metamora/Davison/Lapeer. Current owner is tax exempt. 2025 Homestead tax 22.259 mills. Expect high traffic/demand. ATTENTION AGENTS: Read MLS Agent Remarks for offer submission & more details. DO NOT TRESPASS! MAKE APPOINTMENT
Source: SparkMLS
About this home
4-bedroom, 4-bath, 4,161 sq ft home in Elba Township in Lapeer built in 1996.
This home sold for $705,000 (about $169/sq ft).
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area4,161 sqft
Lot Size15.01 acres
Year Built1996
Stories2
Location
CityLapeer
MunicipalityElba Twp
Zip Code48446
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionBrick, Stone, Vinyl Siding
BasementWalk-Out Access, Daylight
Garage6 spaces
HeatingForced Air, Other
WaterWell
SewerSeptic Tank
InteriorBasement Finished, Wet Bar, Whirlpool Tub
Sale & Financing
Listed4/8/2026
Sold Date5/19/2026
Original Price$679,900
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$0
Parcel #00802500900
Source: SparkMLS
Legal Description
08 42 007 000 00 SEC 25 T7N R9E BEG S 88-44-40 E 633.99 FT FROM THE W 1/4 POST, TH CONT S 88-44-40 E 528.67 FT TH N 01-28-55 E 1321.56 FT, TH N 88-53- 32 W 401-68 FT, TH S 10-16-41 W 1029.66 FT, TH S 4-15 E 305 FT TO POB. 15.01 AC
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Alfred M Block
RE/MAX First
Frequently Asked Questions about 3420 Merwin Road, Lapeer, MI 48446
Which school district serves 3420 Merwin Road, Lapeer, MI 48446?
Per MLS# 20261022622, 3420 Merwin Road, Lapeer, MI 48446 is in the Lapeer boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lapeer directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261022622, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3420 Merwin Road, Lapeer, MI 48446 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3420 Merwin Road, Lapeer, MI 48446 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3420 Merwin Road, Lapeer, MI 48446?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Elba Twp police department or the Lapeer County sheriff's office.
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Monthly payment$4,507
Principal & interest$4,507
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3420 Merwin Road, Lapeer, MI 48446
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Municipality
Elba Township
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