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3420 W Saginaw Street, Lansing, MI 48917
$220,000
MLS # 297326 (Greater Lansing Association of REALTORS®)
3 beds1 bathBuilt 19480.22 acres
1 / 1
Listing Description
Charming 3-bedroom, 1-bathroom Cape Cod home in Lansing Township, perfectly situated within the Waverly School District! This move-in-ready property offers 1,288 square feet of comfortable above-ground living space, starting with a bright, open living room anchored by a cozy wood-burning fireplace. The main floor features an efficient kitchen, a formal dining area, and two comfortable bedrooms alongside a full bathroom. Upstairs, you will find a spacious and private third bedroom retreat. The full basement maximizes your living footprint, boasting a versatile 12' x 12' finished room perfect for a home office, private gym, or hobby space, alongside ample unfinished room for laundry and storage. Enjoy energy savings with ENERGY STAR-qualified windows throughout. Outside, the property sits on
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 1948 sits in Lansing Township in Lansing.
Listed at $220,000.
Electric service is provided by Lansing Board of Water & Light; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.22 acres
Year Built1948
Location
CityLansing
MunicipalityLansing Twp
Zip Code48917
CountyIngham
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementCrawl Space
Garage1 space
SewerPublic
UtilitiesBroadband
InteriorCeiling Fan(s)
Sale & Financing
Listed7/5/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Pamela J Hankins
Redfin Corporation
Frequently Asked Questions about 3420 W Saginaw Street, Lansing, MI 48917
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3420 W Saginaw Street, Lansing, MI 48917 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 3420 W Saginaw Street, Lansing, MI 48917 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3420 W Saginaw Street, Lansing, MI 48917?
Per Michigan Public Service Commission service territory data: Electric: Lansing Board of Water & Light. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lansing Twp police department or the Ingham County sheriff's office.
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Monthly payment$1,427
Principal & interest$1,427
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Lansing Board of Water & Light
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3420 W Saginaw Street, Lansing, MI 48917
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Municipality
Lansing Township
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