Sold
3427 W Valley View, St. Joseph, MI 49085
Sold on 03/20/2026 for$363,000
MLS # 26006834 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,712 sqftBuilt 19640.36 acres
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Listing Description
Contemporary elegance meets comfort --- a freshly updated 4-bed, 2.5 bath home with 2,212 sq ft above grade (2712 total) on a fenced in 0.36 acre lot, perfect for kids and pets. The bright, open kitchen features quartz counters and stainless steel appliances, flowing to living spaces anchored by a wood burning fireplace. Upstairs you'll find generously sized bedrooms, including a primary suite with a private bath. Recent roof, two-car garage, and sleek finishes make the move-in-ready gem ideal for buyers seeking style and convenience in a peaceful neighborhood near excellent schools.
Source: SparkMLS
About this home
Located in St Joseph Township in St. Joseph, this property offers 4-bedroom, 3-bath, 2,712 sq ft, with original construction dating to 1964.
This home sold for $363,000 (about $134/sq ft).
Estimated annual property tax: $4,002, or about $334 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,712 sqft
Lot Size0.36 acres
Year Built1964
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionAluminum Siding, Brick
BasementCrawl Space, Partial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorBroadband, Garage Door Opener
Sale & Financing
Listed2/24/2026
Sold Date3/19/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,002
Tax Year2025
Assessed Value$129,245
Parcel #111830100076006
Source: SparkMLS
Legal Description
LOT 76 HICKORY CREEK MANOR NO 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Elizabeth A Keller
Century 21 Affiliated
Frequently Asked Questions about 3427 W Valley View, St. Joseph, MI 49085
Which school district serves 3427 W Valley View, St. Joseph, MI 49085?
Per MLS# 26006834, 3427 W Valley View, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26006834, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3427 W Valley View, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $4,002 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3427 W Valley View, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 3427 W Valley View, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3427 W Valley View, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,464
Principal & interest$2,464
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3427 W Valley View, St. Joseph, MI 49085
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Municipality
St Joseph Township
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