Sold
3444 Church Street, Saginaw, MI 48604
Sold on 01/15/2026 for$192,000
MLS # 20251060015 (Realcomp)
3 beds3 baths2,824 sqftBuilt 19490.52 acres
1 / 25
Listing Description
Welcome to 3444 Church st Carrollton Twp MI. This fabulous 2824 sq ft, 4 bedroom 3 full bath home is in truly move-in condition. Like a brand new home, totally updated from top to bottom in 2025! Sparkling clean, all new bathrooms, fresh neutral paint throughout, all new flooring & carpet. The large, updated kitchen has lots of cupboard & counter space plus a breakfast bar area. The first floor bedroom and bath are perfectly situated. The main bedroom suite is a 500 sq ft space you will love starting and finishing your day in featuring a luxurious, brand new full bathroom plus a huge walk-in closet! 3 of the 4 bedrooms feature a walk-in closet! Tons of natural light pours into these bedrooms. The living room, family room and dining room are great open spaces for gatherings or just to relax. The newer pole barn style 24 x 36 garage has 100amp electric, a nice cement floor, insulated garage door plus drive thru access to the rear yard! This garage is awesome and will hold multiple cars plus all your toys and features an overhead loft storage area. All of this is located on a large 120x223ft 1/2 acre private yard giving you room to roam. Main floor laundry, 6 panel doors, city water/city sewer, Central-air and Vinyl siding/vinyl windows. Just move in and enjoy!
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,824 sq ft home in Carrollton Township in Saginaw built in 1949.
Final sale price: $192,000 (about $68/sq ft).
Property tax estimate: $2,205 per year ($184/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,824 sqft
Lot Size0.52 acres
Year Built1949
Stories2
Location
CitySaginaw
MunicipalityCarrollton Twp
Zip Code48604
CountySaginaw
School DistrictCarrollton School District
Construction & Systems
ConstructionVinyl Siding
BasementSlab
Garage6 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed12/17/2025
Sold Date1/14/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$2,205
Parcel #11124124005001
Source: SparkMLS
Legal Description
N 120 FT OF S 360 FT OF W 188.5 FT OF THAT PAT OF SE FRL 1/4 LYING E OF CHRUCH ST & N OF N LINE OF MAPLE ST 0.52 ACRE SEC 12 T12N R4E ***NEW # CREATED FROM COMB OF 4005 & 4007 10/19/05
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Bradley Swadling
Allstate Properties.com
Frequently Asked Questions about 3444 Church Street, Saginaw, MI 48604
What school district is 3444 Church Street, Saginaw, MI 48604 in?
Per MLS# 20251060015, this property is served by Carrollton School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3444 Church Street, Saginaw, MI 48604?
Per MLS# 20251060015, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251060015, the most recent reported annual property tax for 3444 Church Street, Saginaw, MI 48604 is $2,205. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3444 Church Street, Saginaw, MI 48604 eligible for USDA financing?
Per USDA Rural Development boundary data, 3444 Church Street, Saginaw, MI 48604 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3444 Church Street, Saginaw, MI 48604 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 3444 Church Street, Saginaw, MI 48604?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3444 Church Street, Saginaw, MI 48604. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Carrollton Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,297
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Internet
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1 Gbps
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35 Mbps
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8 providers at this address
SpectrumCable
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50 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsAir AdvantageUnlicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3444 Church Street, Saginaw, MI 48604
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Municipality
Carrollton Township
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