Sold
3446 W Coldwater Road, Mount Morris, MI 48458
Sold on 04/29/2026 for$325,000
MLS # 20261030232 (Realcomp)
3 beds3 baths3,288 sqftBuilt 20198.62 acres
1 / 1
Listing Description
BEAUTIFULLY MAINTAINED 2,038 sq ft ranch situated on an impressive 8.62 acres, offering space, privacy, and versatility. This home features 3 bedrooms, 2 full baths, and 1 half bath, with an open-concept layout ideal for both everyday living and entertaining. The inviting great room showcases a gas fireplace and flows seamlessly into the kitchen, highlighted by a granite backsplash and ample workspace.The primary suite provides a comfortable retreat with double sinks and generous closet space. First-floor laundry adds everyday convenience.The finished walk-out basement with a half bath offers additional living space, perfect for entertaining, a recreation area, or home office.Exterior features include a circular driveway, attached side-entry 2-car garage, and a second detached garage—ideal for extra storage, vehicles, or hobby use. The expansive 8.62-acre lot provides endless possibilities, whether you’re looking for privacy, outdoor enjoyment, or future potential.This property offers the perfect balance of comfort, space, and land—schedule your showing today.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 3,288 sq ft home built in 2019 sits in Mount Morris Township in Mount Morris.
Final sale price: $325,000 (about $99/sq ft).
Estimated annual property tax: $3,653, or about $304 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area3,288 sqft
Lot Size8.62 acres
Year Built2019
Stories1
Location
CityMount Morris
MunicipalityMt. Morris Twp
Zip Code48458
CountyGenesee
School DistrictWestwood Heights
Construction & Systems
ConstructionBrick
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished, Security System
Sale & Financing
Listed4/22/2026
Sold Date4/28/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,653
Parcel #1415300012
Source: SparkMLS
Legal Description
W 20 RDS OF E 40 RDS OF SW 1/4 OF SW 1/4, EXCEPT S 365 FT OF W 165 FT SEC 15 T8N R6E (91) FR 1400020011
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Shandera Dawson
C Miles Realty LLC
Frequently Asked Questions about 3446 W Coldwater Road, Mount Morris, MI 48458
Which school district serves 3446 W Coldwater Road, Mount Morris, MI 48458?
Per MLS# 20261030232, 3446 W Coldwater Road, Mount Morris, MI 48458 is in the Westwood Heights boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Westwood Heights directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261030232, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3446 W Coldwater Road, Mount Morris, MI 48458?
Per public tax records, annual property taxes for this property are $3,653. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3446 W Coldwater Road, Mount Morris, MI 48458 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 3446 W Coldwater Road, Mount Morris, MI 48458 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3446 W Coldwater Road, Mount Morris, MI 48458?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Mt. Morris Twp police department or the Genesee County sheriff's office.
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Monthly payment$2,107
Principal & interest$2,107
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3446 W Coldwater Road, Mount Morris, MI 48458
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Municipality
Mount Morris Township
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