Sold
346 12th Street, Plainwell, MI 49080
Sold on 05/21/2026 for$224,900
MLS # 26023159 (Michigan Regional Information Center (MichRIC))
3 beds1 bath960 sqftBuilt 19740.34 acres
1 / 1
Listing Description
Conveniently located in the heart of Plainwell, this charming 3-bedroom, 1-bath ranch offers comfort, character, and practicality all in one. Featuring beautifully refinished hardwood floors, this home has a warm and inviting feel from the moment you walk in. The functional layout offers easy single-level living, while the spacious 2-car garage provides plenty of room for parking, storage, or a workshop area. Close to schools, parks, shopping, and downtown amenities, this home is full of potential and ready for its next owner.
Source: SparkMLS
About this home
Located in Otsego Township in Plainwell, this property offers 3-bedroom, 1-bath, 960 sq ft, with original construction dating to 1974.
Final sale price: $224,900 (about $234/sq ft).
Estimated annual property tax: $2,301, or about $192 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area960 sqft
Lot Size0.34 acres
Year Built1974
Stories1
Location
CityPlainwell
MunicipalityOtsego Twp
Zip Code49080
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed5/17/2026
Sold Date5/20/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,301
Tax Year2026
Assessed Value$68,527
Parcel #17-120-002-00
Source: SparkMLS
Legal Description
LOT 2 BRIDGE ACRES SEC 25 T1N R12W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Randy L Blankenship
Michigan Top Producers-Vicksburg
Frequently Asked Questions about 346 12th Street, Plainwell, MI 49080
Which school district serves 346 12th Street, Plainwell, MI 49080?
Per MLS# 26023159, 346 12th Street, Plainwell, MI 49080 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
What financing options are available for 346 12th Street, Plainwell, MI 49080?
Per MLS# 26023159, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 346 12th Street, Plainwell, MI 49080?
Per public tax records, annual property taxes for this property are $2,301 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 346 12th Street, Plainwell, MI 49080 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 346 12th Street, Plainwell, MI 49080 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 346 12th Street, Plainwell, MI 49080?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
346 12th Street, Plainwell, MI 49080
View full property history →
Municipality
Otsego Township
View all listings →
Get email alerts for new listings near 346 12th Street
We'll notify you when something hits the market in Otsego Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.