For Sale
3477 Palmer Drive, Saugatuck, MI 49453
$899,900
MLS # 26029735 (Michigan Regional Information Center (MichRIC))
4 beds4 baths3,868 sqftBuilt 20050.66 acres
1 / 82
Listing Description
4 Bedroom, 3.5 Bathroom, Custom-Built Walkout Ranch. Experience refined living in this one-of-a-kind custom home situated on the 8th green of The Ravines Golf Club, an Arnold Palmer Signature Golf Course. Designed with timeless craftsmanship and exceptional attention to detail, this stunning walkout ranch offers spectacular golf course views, luxurious finishes, and thoughtfully designed spaces ideal for both everyday living and entertaining. The light-filled main level showcases beautiful wood flooring, custom built-in cabinetry, a gas-log fireplace, elegant tray ceilings, with chef's kitchen is the heart of the home. Featuring an oversized center island, extensive custom cabinetry, granite countertops, built-in double ovens, premium appliances, designer lighting, and a spacious walk-in pantry. A convenient main-floor laundry room and custom mudroom entry from the attached 3-stall garage add exceptional functionality.
Source: SparkMLS
About this home
4-bedroom, 4-bath, 3,868 sq ft home in Saugatuck Township in Saugatuck built in 2005.
Asking $899,900 (about $233/sq ft).
Property tax estimate: $11,348 per year ($946/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,868 sqft
Lot Size0.66 acres
Year Built2005
Stories1
Location
CitySaugatuck
MunicipalitySaugatuck Twp
Zip Code49453
CountyAllegan
School DistrictSaugatuck-Douglas
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementWalk-Out Access
Garage3 spaces
HeatingForced Air
WaterPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Center Island, Pantry
Sale & Financing
Listed6/15/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$1,575 / Annually
IncludesOther, Trash, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$11,348
Tax Year2026
Assessed Value$371,444
Parcel #03-20-310-037-00
Source: SparkMLS
Legal Description
LOT 37 THE RAVINES CONDOMINIUM SEC 1 T3N R16W (02)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by The Jim and Bernie Team
Coldwell Banker Woodland Schmidt
Frequently Asked Questions about 3477 Palmer Drive, Saugatuck, MI 49453
Which school district serves 3477 Palmer Drive, Saugatuck, MI 49453?
Per MLS# 26029735, 3477 Palmer Drive, Saugatuck, MI 49453 is in the Saugatuck-Douglas boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saugatuck-Douglas directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26029735, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3477 Palmer Drive, Saugatuck, MI 49453?
Per public tax records, annual property taxes for this property are $11,348 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3477 Palmer Drive, Saugatuck, MI 49453 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3477 Palmer Drive, Saugatuck, MI 49453 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3477 Palmer Drive, Saugatuck, MI 49453?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck Twp police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$5,968
Principal & interest$5,837
HOA$131
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3477 Palmer Drive, Saugatuck, MI 49453
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Municipality
Saugatuck Township
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