Sold
3481 Jefferson Road, Ionia, MI 48846
Sold on 03/20/2026 for$410,000
MLS # 26004793 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,872 sqftBuilt 20004.63 acres
1 / 34
Listing Description
This inviting Cape Cod style home showcases traditional architectural elements and thoughtfully designed living spaces. The property offers comfortable rooms with classic details throughout the interior. This charming home features three bedrooms and two and a half bathrooms, providing comfortable accommodations for daily living. The covered front porch creates an inviting entrance and offers a pleasant spot to enjoy the outdoors. Inside, the main floor laundry adds significant convenience to your routine. The backyard serves as a tranquil retreat, surrounded by mature trees, and a creek that provide natural seclusion and serenity. This peaceful outdoor space offers an escape from the bustle of daily life, creating your own personal sanctuary where you can relax and unwind in complete privacy. This is a Fannie Mae HomePath property, Schedule your private showing today. All offers are to be uploaded to Homepath.com. Buyer is responsible for all inspections.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,872 sq ft home in Ionia built in 2000.
Final sale price: $410,000 (about $219/sq ft).
Estimated annual property tax: $8,416, or about $701 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 300 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,872 sqft
Lot Size4.63 acres
Year Built2000
Stories2
Location
CityIonia
MunicipalityRonald Twp
Zip Code48846
CountyIonia
School DistrictIonia
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed2/9/2026
Sold Date3/19/2026
Terms AcceptedOther, Cash, Conventional
Concessions$8,533
Source: SparkMLS
Tax Information
Annual Tax$8,416
Tax Year2025
Assessed Value$172,383
Parcel #150-031-000-010-01
Source: SparkMLS
Legal Description
COM 514.86 FT S OF E 1/4 PST, TH S 518 FT, W 540.59 FT, N 48 DEG 1 MIN 28 SEC E 142.1 FT, N 16 DEG 18 MIN 5 SEC E 259.6 FT, N 119.26 FT, N 79 DEG 21 MIN 43 SEC E 388.16 FT TO POB SEC 31-8-6 RONALD TWP, IONIA COUNTY, MICHIGAN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Thomas R Dann
Value Point Real Estate
Frequently Asked Questions about 3481 Jefferson Road, Ionia, MI 48846
Which school district serves 3481 Jefferson Road, Ionia, MI 48846?
Per MLS# 26004793, 3481 Jefferson Road, Ionia, MI 48846 is in the Ionia boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ionia directly to confirm enrollment eligibility.
What financing options are available for 3481 Jefferson Road, Ionia, MI 48846?
Per MLS# 26004793, this listing accepts Other, Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3481 Jefferson Road, Ionia, MI 48846?
Per public tax records, annual property taxes for this property are $8,416 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3481 Jefferson Road, Ionia, MI 48846 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3481 Jefferson Road, Ionia, MI 48846 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3481 Jefferson Road, Ionia, MI 48846. The maximum advertised download speed is 300 Mbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3481 Jefferson Road, Ionia, MI 48846?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ronald Twp police department or the Ionia County sheriff's office.
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Monthly payment$2,711
Principal & interest$2,711
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
300 Mbps
Upload
50 Mbps
Licensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatellite
7 providers at this address
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsPoint Broadband Fiber Holding LLCUnlicensed Fixed Wireless
200 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
0 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3481 Jefferson Road, Ionia, MI 48846
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