For Sale
3509 Lake Allegan Drive, Allegan, MI 49010
$624,900
MLS # 26024911 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,062 sqftBuilt 19550.23 acres
1 / 39
Listing Description
Embrace the ultimate lakefront lifestyle just in time for summer on the spectacular 1,600 acre, all-sports Lake Allegan! Whether you are seeking a private waterfront sanctuary or a profitable turnkey short-term rental, this property delivers endless possibilities. Situated just five minutes from Historic Downtown Allegan, the home boasts 100 feet of premium lake frontage and includes an additional 0.234 lot right across the street. Inside, an exceptionally renovated open concept floor plan spans over 2,000 sq ft of natural light filled living space. The main floor features 3 bedrooms, with a generous primary suite, and a full bath with a separate tub and shower. The open kitchen serves as the heart of the home, providing abundant storage and prep space with sliders to a large deck. The lower level walkout expands your living options with a spacious family room, a bedroom, a second full bath, and laundry room. Step out your back door and directly into lake life!
Source: SparkMLS
About this home
Located in Allegan Township in Allegan, this property offers 4-bedroom, 2-bath, 2,062 sq ft, with original construction dating to 1955.
Listed at $624,900 (about $303/sq ft).
Annual property taxes run approximately $7,684 ($640/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,062 sqft
Lot Size0.23 acres
Year Built1955
Stories1
Location
CityAllegan
MunicipalityAllegan Twp
Zip Code49010
CountyAllegan
School DistrictAllegan
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCenter Island
Sale & Financing
Listed5/26/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,684
Tax Year2024
Assessed Value$11,300
Parcel #01-375-011-00
Source: SparkMLS
Legal Description
LOTS 18 & 19 LAKE SIDE ANNEX SEC 19 T2N R13W.
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dan Morissette
Keller Williams Realty Swm
Frequently Asked Questions about 3509 Lake Allegan Drive, Allegan, MI 49010
What school district is 3509 Lake Allegan Drive, Allegan, MI 49010 in?
Per MLS# 26024911, this property is served by Allegan. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26024911, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26024911, the most recent reported annual property tax for 3509 Lake Allegan Drive, Allegan, MI 49010 is $7,684 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3509 Lake Allegan Drive, Allegan, MI 49010 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3509 Lake Allegan Drive, Allegan, MI 49010 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Allegan Twp police department or the Allegan County sheriff's office.
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Monthly payment$4,053
Principal & interest$4,053
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3509 Lake Allegan Drive, Allegan, MI 49010
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Municipality
Allegan Township
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