Sold
3524 Deer Road, Spruce, MI 48762
Sold on 10/16/2025 for$225,000
MLS # 201836718
4 beds2 bathsBuilt 1979
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Listing Description
Deeded lake access to Hubbard Lake. Spacious 4 bedroom 2 bath home with deeded lake access to Hubbard Lake. With an attached garage and shed to store all you water toys. There is also an extra room in the basement for office space, workout room or game room. Enjoy the peaceful and relaxing setting on the porch that looks over the front yard., Age: 31+ Years Approx
Source: SparkMLS
About this home
This 4-bedroom, 2-bath home built in 1979 sits in Spruce.
This home sold for $225,000.
Electric service is provided by Consumers Energy Company; natural gas by Presque Isle Electric & Gas Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Year Built1979
Location
CitySpruce
MunicipalityHawes Twp
Zip Code48762
CountyAlcona
Sale & Financing
Listed8/25/2025
Sold Date10/15/2025
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amy Roznowski
Real Estate One of Alpena
Frequently Asked Questions about 3524 Deer Road, Spruce, MI 48762
Is 3524 Deer Road, Spruce, MI 48762 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3524 Deer Road, Spruce, MI 48762 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Presque Isle Electric & Gas Cooperative. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hawes Twp police department or the Alcona County sheriff's office.
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Presque Isle Electric & Gas Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
3524 Deer Road, Spruce, MI 48762
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