Under Contract
356 Waverly Drive, Benton Harbor, MI 49022
$269,900
MLS # 26030651 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,929 sqftBuilt 19600.24 acres
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Listing Description
This Benton Charter Twp/ Fairplain ranch combines timeless charm with thoughtful updates throughout. Inside, you'll find original hardwood floors, updated laminate flooring, a beautifully remodeled kitchen with stainless steel appliances, updated bathrooms, replacement windows, newer furnace, A/C, and roof. The large basement offers flexible space for a family room, home office, workout space, hobby area- there's room to make it your own. The basement also provides abundant storage and laundry hookups. Step outside and enjoy the expansive deck and patio area, perfect for entertaining guests. A two-car attached garage adds convenience and storage. Conveniently located 10 minutes from downtown St. Joseph, Lake Michigan beaches, shopping, dining, and everyday amenities, with quick access to I-94 and the US-31 Bypass. This home offers the ideal balance of comfort, convenience, and location.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,929 sq ft home in Benton Township in Benton Harbor built in 1960.
Currently offered at $269,900 (about $140/sq ft).
Property tax estimate: $3,446 per year ($287/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,929 sqft
Lot Size0.24 acres
Year Built1960
Stories1
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/18/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,446
Tax Year2024
Assessed Value$62,736
Parcel #11-03-2370-0088-00-5
Source: SparkMLS
Legal Description
LOT 88 FAIRPLAIN HEIGHTS NO 2 EXC THE E 16.4'THEREOF
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Amy Rose
Rose Real Estate LLC
Frequently Asked Questions about 356 Waverly Drive, Benton Harbor, MI 49022
What school district is 356 Waverly Drive, Benton Harbor, MI 49022 in?
Per MLS# 26030651, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26030651, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26030651, the most recent reported annual property tax for 356 Waverly Drive, Benton Harbor, MI 49022 is $3,446 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 356 Waverly Drive, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA Rural Development boundary data, 356 Waverly Drive, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 356 Waverly Drive, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,751
Principal & interest$1,751
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
356 Waverly Drive, Benton Harbor, MI 49022
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Municipality
Benton Township
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