For Sale
3578 Saginaw Street, National City, MI 48748
$179,900
MLS # 1945014 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19550.11 acres
1 / 45
Listing Description
Absolutely Adorable & Meticulously maintained Cottage on ALL-Sports Floyd Lake. 60 feet of frontage with a private dock that stays, covered porch/decking that offers outdoor living space with full views of Floyd Lake shoreline. Inside this knotty pine cottage, is a full functioning kitchen, lake side living area with a sliding glass door out to the deck and water front. 2 bedrooms & a 3/4 bath has had some updates. All windows replaced. Insulated Attic space. 40 gal water heater, seamless gutters, 100 amp electric service in the home, plus 250 amp in 1 of the sheds that includes a full size washer & dryer, with hook-up made easy for winterizing and un-winterizing. The 2nd Shed is for storage or work shop. Both have electricity. All appliances included. Begin making your own lake cottage memories, today! Floyd Lake is 41 acres +/-; approximate max Depth of 17 feet; A public DNR boat launch is located close by. Known Fish species are largemouth bass, northern pike, panfish & walleye. Disclaimer: You can lead a fisherman to water but you can't make them catch! Seller is also leaving the paddle boat.
Source: SparkMLS
About this home
Located in National City, this property offers 2-bedroom, 1-bath, with original construction dating to 1955.
Listed at $179,900.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.11 acres
Year Built1955
Location
CityNational City
MunicipalityGrant
Zip Code48748
CountyIosco
Construction & Systems
BasementCrawl Space, Other
HeatingNatural Gas, Wall Furnace
WaterPrivate Water
Sale & Financing
Listed5/10/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by LAURA M KENDALL
Unknown Office
Frequently Asked Questions about 3578 Saginaw Street, National City, MI 48748
Can I use FHA or VA financing for this property?
Per MLS# 1945014, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3578 Saginaw Street, National City, MI 48748 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3578 Saginaw Street, National City, MI 48748 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3578 Saginaw Street, National City, MI 48748?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Grant police department or the Iosco County sheriff's office.
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Monthly payment$1,167
Principal & interest$1,167
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3578 Saginaw Street, National City, MI 48748
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