Sold
3581 65th Street #5, Saugatuck, MI 49453
Sold on 02/17/2026 for$310,000
MLS # 25062620 (Michigan Regional Information Center (MichRIC))
2 beds1 bath458 sqftBuilt 1987
1 / 30
Listing Description
Welcome to this beautifully updated and fully furnished year-round cottage in the desirable Goshorn Lake Cottages Association—just minutes from downtown Saugatuck and Lake Michigan State Park. STR are permitted. Thoughtfully renovated and currently enjoyed year round, this cottage offers an inviting open-concept floor plan, highlighted by a cozy fireplace that anchors the living space. Enjoy relaxing mornings and peaceful evenings in the screened porch, or unwind on the semi-private side patio, perfect for entertaining or enjoying a quiet glass of wine. Recent updates and improvements make this cottage style home move-in ready, whether you're seeking a personal retreat or a proven investment property. The Goshorn Lake Cottages Association allows short-term rentals and offers exceptional amenities, including a beautiful sandy swimming beach on Goshorn Lake, two swimming docks, a fishing pier, and an in-ground pool. Community features also include a lakefront fire pit, volleyball,
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 458 sq ft home built in 1987 sits in Saugatuck Township in Saugatuck.
This home sold for $310,000 (about $677/sq ft).
Estimated annual property tax: $3,594, or about $300 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 6,000 Mbps across 7 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms1
Living Area458 sqft
Year Built1987
Stories1
Location
CitySaugatuck
MunicipalitySaugatuck Twp
Zip Code49453
CountyAllegan
School DistrictSaugatuck-Douglas
Construction & Systems
StyleOther
ConstructionVinyl Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesElectricity Available, Cable Available, Cable Connected
InteriorCeiling Fan(s), Broadband
Sale & Financing
Listed12/22/2025
Sold Date2/16/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$466 / Monthly
IncludesCable/Satellite
Source: SparkMLS
Tax Information
Annual Tax$3,594
Tax Year2025
Assessed Value$72,530
Parcel #20-170-005-00
Source: SparkMLS
Legal Description
UNIT 5 GOSHORN LAKE COTTAGE CONDOMINIUMS SEC 3 T3N R16W (02) 1/25TH COMMON AREA 11-770-005-00
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Laura J Durham
Mill Pond Realty
Frequently Asked Questions about 3581 65th Street #5, Saugatuck, MI 49453
Which school district serves 3581 65th Street #5, Saugatuck, MI 49453?
Per MLS# 25062620, 3581 65th Street #5, Saugatuck, MI 49453 is in the Saugatuck-Douglas boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saugatuck-Douglas directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25062620, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3581 65th Street #5, Saugatuck, MI 49453?
Per public tax records, annual property taxes for this property are $3,594 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3581 65th Street #5, Saugatuck, MI 49453 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 3581 65th Street #5, Saugatuck, MI 49453. The maximum advertised download speed is 6.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3581 65th Street #5, Saugatuck, MI 49453?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck Twp police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,542
Principal & interest$2,076
HOA$466
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
6 Gbps
Upload
6 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
7 providers at this address
123.NET IncFiber
6 GbpsXfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3581 65th Street #5, Saugatuck, MI 49453
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Municipality
Saugatuck Township
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