For Sale
361 W Allegan Street, Otsego, MI 49078
$199,900
MLS # 26031428 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,346 sqftBuilt 19100.19 acres
1 / 14
Listing Description
Three bedroom, two bath home in the City of Otsego. Main floor laundry and fenced backyard. All appliances now on the property stay with home.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,346 sq ft home built in 1910 sits in Otsego Township in Otsego.
Currently offered at $199,900 (about $149/sq ft).
Annual property taxes run approximately $1,655 ($138/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,346 sqft
Lot Size0.19 acres
Year Built1910
Stories2
Location
CityOtsego
MunicipalityOtsego City
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementPartial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Cable Connected, Storm Sewer, High-Speed Internet
InteriorBroadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed6/23/2026
Terms AcceptedConventional
Source: SparkMLS
Tax Information
Annual Tax$1,655
Tax Year2026
Assessed Value$37,826
Parcel #035402208000
Source: SparkMLS
Legal Description
W 66 Ft of E 528 Ft of That Part S Fr NE 1/4 Lying W of Burlingham's Add S of Allegan & N of Orleans St Ex S 165 Ft Also Ex Beg 470.29' W of Burlingham's Add Th S 0 Deg 17'08''E 168.25' Th N 89 Deg 26'52''E 6.63' Th N 0 Deg 50'57''W 168.25' Th S 89 Deg 26'52'' W 8.29' to Pob Sec 22 T1N R12W (89)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brad Boone
Berkshire Hathaway HomeServices MI
Frequently Asked Questions about 361 W Allegan Street, Otsego, MI 49078
What school district is 361 W Allegan Street, Otsego, MI 49078 in?
Per MLS# 26031428, this property is served by Otsego. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26031428, the seller has indicated this property accepts the following financing types: Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26031428, the most recent reported annual property tax for 361 W Allegan Street, Otsego, MI 49078 is $1,655 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 361 W Allegan Street, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 361 W Allegan Street, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego City police department or the Allegan County sheriff's office.
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
361 W Allegan Street, Otsego, MI 49078
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Municipality
Otsego Township
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