For Sale
3627 Merritt Lake Drive, Metamora, MI 48455
$450,000
MLS # 20261049615 (Realcomp)
4 beds2 baths2,400 sqftBuilt 19680.5 acres
1 / 64
Listing Description
Enjoy lakefront living in this contemporary A-frame home on beautiful Merritt Lake, an electric motor-only lake ideal for fishing, kayaking, paddleboarding, and enjoying the outdoors. With three bedrooms plus a spacious loft that can easily serve as a fourth bedroom, home office, or playroom, this home offers a flexible floor plan. Expansive windows and multiple levels of decking showcase beautiful lake views and provide plenty of space to relax and enjoy lake life. The kitchen features white cabinetry, granite countertops, mosaic tile backsplash, and all appliances are included. The first-floor bathroom was remodeled in 2022 with a walk-in tiled shower, and a new water softener was installed in 2025. The home has two bedrooms on the first floor and an open kitchen and living area while overlooking the gorgeous lake. The home is also equipped with a reverse osmosis system and ductless mini-split system for air conditioning. The finished walkout lower level features a private ensuite, making it ideal for guests or multi-generational living. A former storage room has been converted into a spacious walk-in closet, adding exceptional storage and functionality. Whether you’re looking for a year-round home or a weekend getaway, this unique waterfront property offers the opportunity to enjoy everything lake living has to offer.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,400 sq ft home in Metamora Township in Metamora built in 1968.
Asking $450,000 (about $188/sq ft).
Property tax estimate: $4,336 per year ($361/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,400 sqft
Lot Size0.5 acres
Year Built1968
Stories3
Location
CityMetamora
MunicipalityMetamora Twp
Zip Code48455
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionShingle Siding, Wood Siding
BasementWalk-Out Access
Garage1 space
HeatingBaseboard, Hot Water
WaterWell
SewerSeptic Tank
InteriorBasement Finished
Sale & Financing
Listed7/1/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$50 / Annually
Source: SparkMLS
Tax Information
Annual Tax$4,336
Parcel #01520002600
Source: SparkMLS
Legal Description
T6N R10E MERRITT LAKE SUBDIVISION LOT 26.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Keri Sorenson
National Realty Centers, Inc
Frequently Asked Questions about 3627 Merritt Lake Drive, Metamora, MI 48455
Which school district serves 3627 Merritt Lake Drive, Metamora, MI 48455?
Per MLS# 20261049615, 3627 Merritt Lake Drive, Metamora, MI 48455 is in the Lapeer boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lapeer directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261049615, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3627 Merritt Lake Drive, Metamora, MI 48455?
Per public tax records, annual property taxes for this property are $4,336. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3627 Merritt Lake Drive, Metamora, MI 48455 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3627 Merritt Lake Drive, Metamora, MI 48455 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3627 Merritt Lake Drive, Metamora, MI 48455?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Metamora Twp police department or the Lapeer County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,923
Principal & interest$2,919
HOA$4
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3627 Merritt Lake Drive, Metamora, MI 48455
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Municipality
Metamora Township
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