Sold
365 W Orleans Street, Otsego, MI 49078
Sold on 04/01/2026 for$260,000
MLS # 26007068 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,600 sqftBuilt 19290.21 acres
1 / 36
Listing Description
Seller is offering $5,000 in concessions for buyers to use as a rate buy-down, closing costs or contractor alterations to this completely, better than new ''reborn'' Otsego home. Main floor features beautiful new kitchen with quartz countertops and center island, new appliances and cabinets. Main floor full bath with laundry completely re-done and includes new washer and dryer. Two bedrooms round out the first floor. Second floor features two bedrooms and re-done half bath. Additional improvements include new furnace, ductwork, central air unit, plumbing, electrical, flooring, insulation and paint. Electric Panel set up for owner to add generator if desired. Close to schools, parks and downtown Otsego amenities.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,600 sq ft home in Otsego Township in Otsego built in 1929.
This home sold for $260,000 (about $163/sq ft).
Annual property taxes run approximately $2,336 ($195/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,600 sqft
Lot Size0.21 acres
Year Built1929
Stories2
Location
CityOtsego
MunicipalityOtsego City
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleFarmhouse
ConstructionOther
BasementMichigan Basement, Partial
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer
InteriorBroadband, Center Island, Eat-in Kitchen
Sale & Financing
Listed2/25/2026
Sold Date3/31/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$5,000
Source: SparkMLS
Tax Information
Annual Tax$2,336
Tax Year2025
Assessed Value$37,000
Parcel #54-022-102-00
Source: SparkMLS
Legal Description
E 55 FT OF W 220 FT OF THAT PT SE 1/4 NE 1/4 LYING S OF ORLEANS ST & N OF HOKE & HADDEN ADD SEC 22 T1N R12W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jon S Kneepkens
Berkshire Hathaway HomeServices MI
Frequently Asked Questions about 365 W Orleans Street, Otsego, MI 49078
What school district is 365 W Orleans Street, Otsego, MI 49078 in?
Per MLS# 26007068, this property is served by Otsego. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 365 W Orleans Street, Otsego, MI 49078?
Per MLS# 26007068, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26007068, the most recent reported annual property tax for 365 W Orleans Street, Otsego, MI 49078 is $2,336 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 365 W Orleans Street, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 365 W Orleans Street, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego City police department or the Allegan County sheriff's office.
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Monthly payment$1,719
Principal & interest$1,719
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
365 W Orleans Street, Otsego, MI 49078
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Municipality
Otsego Township
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