For Sale
3652 118th Avenue, Allegan, MI 49010
$1,449,000
MLS # 26030672 (Michigan Regional Information Center (MichRIC))
4 beds4 baths4,034 sqftBuilt 19981.93 acres
1 / 95
Listing Description
Nestled on a private wooded setting with exclusive water frontage, this extraordinary 4-bedroom, 4.5-bath residence offers a rare blend of architectural distinction, natural beauty, and endless potential. Set high above the water with sweeping views and surrounded by mature trees, the property creates a secluded retreat while remaining conveniently accessible. Inside, expansive living spaces are filled with natural light and showcase exceptional craftsmanship throughout. The home's most striking feature is the dramatic glass-enclosed sunroom, where soaring curved windows and skylights frame breathtaking views of the surrounding landscape and water beyond. Multiple levels of living space provide flexibility for entertaining, relaxing, or creating personalized gathering areas. The spacious kitchen features abundant custom cabinetry, granite countertops, a large center island, heated floors and picturesque water views through Andersen windows. Formal and informal living areas are
Source: SparkMLS
About this home
This 4-bedroom, 4-bath, 4,034 sq ft home built in 1998 sits in Valley Township in Allegan.
Asking $1,449,000 (about $359/sq ft).
Estimated annual property tax: $7,149, or about $596 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area4,034 sqft
Lot Size1.93 acres
Year Built1998
Stories3
Location
CityAllegan
MunicipalityValley Twp
Zip Code49010
CountyAllegan
School DistrictAllegan
Construction & Systems
StyleContemporary
ConstructionBrick, Stucco
BasementDaylight, Full, Walk-Out Access
Garage12 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorWet Bar, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/18/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,149
Tax Year2025
Assessed Value$220,411
Parcel #22-013-025-30
Source: SparkMLS
Legal Description
COM CTR 1/8 PST SE 1/4 TH S 410.11' TH ON A TRAV LIN ALG LK ALLEGAN S 83 DEG 44' 56'' W 201.23' TH N ON E LIN LOT 15 OF VAY-HUE PENINSULA 432.55' TH E ON C/L 118TH AVE 200' TO POB ALSO ALL THAT LAND LYING S OF SD TRAV & ABOV CONTOUR 618 SEC 13 T2N R14W (82)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sandi L Gentry
RE/MAX Lakeshore
Frequently Asked Questions about 3652 118th Avenue, Allegan, MI 49010
Which school district serves 3652 118th Avenue, Allegan, MI 49010?
Per MLS# 26030672, 3652 118th Avenue, Allegan, MI 49010 is in the Allegan boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Allegan directly to confirm enrollment eligibility.
What financing options are available for 3652 118th Avenue, Allegan, MI 49010?
Per MLS# 26030672, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3652 118th Avenue, Allegan, MI 49010?
Per public tax records, annual property taxes for this property are $7,149 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3652 118th Avenue, Allegan, MI 49010 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3652 118th Avenue, Allegan, MI 49010 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3652 118th Avenue, Allegan, MI 49010?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Valley Twp police department or the Allegan County sheriff's office.
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Monthly payment$9,398
Principal & interest$9,398
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3652 118th Avenue, Allegan, MI 49010
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Municipality
Valley Township
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