Sold
3658 Stephanie Lane, Muskegon, MI 49444
Sold on 05/04/2026 for$361,064
MLS # 26013390 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,326 sqftBuilt 20051 acres
1 / 58
Listing Description
Welcome to this meticulously maintained 3 bed, 2 full bath tri-level home with 3.5 stall garage, tucked away at the end of a quiet cul-de-sac in the Fuller Estates neighborhood. This home is a rare find in the desirable Fruitport School District. Inside, the spacious primary ensuite features a large entry closet, while multiple bedrooms and living areas across the tri-level floor plan provide comfort and flexibility for today's lifestyle. Every interior wall has been insulated, minimizing noise and keeping utility costs low. New triple-paned picture window and triple-paned kitchen windows (with low-e tinting) have been installed within the past few years. The home is on city water but also offers a separate well with an irrigation system, making lawn care both easy and economical. Step outside and enjoy access to a community soccer field and paved trail right off the cul-de-sac, perfect for recreation and relaxation. The landscaped yard has been exceptionally well cared for
Source: SparkMLS
About this home
Located in Fruitport Township in Muskegon, this property offers 3-bedroom, 2-bath, 2,326 sq ft, with original construction dating to 2005.
Closed at $361,064 (about $155/sq ft).
Property tax estimate: $3,109 per year ($259/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,326 sqft
Lot Size1 acres
Year Built2005
Stories2
Location
CityMuskegon
MunicipalityFruitport Twp
Zip Code49444
CountyMuskegon
School DistrictFruitport
Construction & Systems
ConstructionVinyl Siding
BasementDaylight, Partial
Garage3 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Extra Well
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed4/2/2026
Sold Date5/3/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,109
Tax Year2025
Assessed Value$96,063
Parcel #15-782-000-0026-00
Source: SparkMLS
Legal Description
FRUITPORT CHARTER TOWNSHI0P PLAT OF WEST FULLER ESTATES 3 LOT 26 SEC 12 T9N R16W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kristin Braun
Coldwell Banker Woodland Schmidt Grand Haven
Frequently Asked Questions about 3658 Stephanie Lane, Muskegon, MI 49444
What school district is 3658 Stephanie Lane, Muskegon, MI 49444 in?
Per MLS# 26013390, this property is served by Fruitport. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3658 Stephanie Lane, Muskegon, MI 49444?
Per MLS# 26013390, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26013390, the most recent reported annual property tax for 3658 Stephanie Lane, Muskegon, MI 49444 is $3,109 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3658 Stephanie Lane, Muskegon, MI 49444 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3658 Stephanie Lane, Muskegon, MI 49444 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fruitport Twp police department or the Muskegon County sheriff's office.
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Monthly payment$2,334
Principal & interest$2,334
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3658 Stephanie Lane, Muskegon, MI 49444
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Municipality
Fruitport Township
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