Sold
3686 E Surrey Lane, Fort Gratiot, MI 48059
Sold on 11/06/2025 for$315,000
MLS # 20251026672 (Realcomp)
4 beds3 baths2,438 sqftBuilt 19790.24 acres
1 / 28
Listing Description
A fantastic opportunity, this home features a beautifully maintained interior with an inviting grand foyer. This home comprises an expansive great room, a formal dining room, and large entertainment spaces. Spread out in the ample master suite that features a full bathroom with a walk-in shower and walk-in closet with custom cabinetry. The beautifully maintained backyard includes a patio dining space and a large grassy area for yard games. Sprinkler system. Enjoy community living in a sought-after St. Clair County neighborhood. You're sure to love the tranquil suburban atmosphere. Situated in a great school district. Keep your vehicles clean and dry with a large 2.5-car attached garage. This home backs up to 9.8 acres of wooded land. Don't miss out on owning this fabulous home. Seller will entertain all offers.
Source: SparkMLS
About this home
Located in Fort Gratiot Township in Fort Gratiot, this property offers 4-bedroom, 3-bath, 2,438 sq ft, with original construction dating to 1979.
This home sold for $315,000 (about $129/sq ft).
Property tax estimate: $3,039 per year ($253/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,438 sqft
Lot Size0.24 acres
Year Built1979
Stories2
Location
CityFort Gratiot
MunicipalityFort Gratiot Twp
Zip Code48059
CountySt. Clair
School DistrictPort Huron Area School District
Construction & Systems
ConstructionWood Siding
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorHumidifier
Sale & Financing
Listed8/12/2025
Sold Date11/5/2025
Original Price$319,999
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
HOA
HOA Fee$39 / Annually
Source: SparkMLS
Tax Information
Annual Tax$3,039
Parcel #74205890049000
Source: SparkMLS
Legal Description
LOT 167 PLAT NO 5 OF THE OLD FARM SUBD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Adam DeRiso
EXP Realty Main
Frequently Asked Questions about 3686 E Surrey Lane, Fort Gratiot, MI 48059
What school district is 3686 E Surrey Lane, Fort Gratiot, MI 48059 in?
Per MLS# 20251026672, this property is served by Port Huron Area School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251026672, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251026672, the most recent reported annual property tax for 3686 E Surrey Lane, Fort Gratiot, MI 48059 is $3,039. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3686 E Surrey Lane, Fort Gratiot, MI 48059 eligible for USDA financing?
Per USDA Rural Development boundary data, 3686 E Surrey Lane, Fort Gratiot, MI 48059 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3686 E Surrey Lane, Fort Gratiot, MI 48059 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 3686 E Surrey Lane, Fort Gratiot, MI 48059?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3686 E Surrey Lane, Fort Gratiot, MI 48059. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fort Gratiot Twp police department or the St. Clair County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,046
Principal & interest$2,043
HOA$3
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
50 Mbps
CableGSO SatelliteUnlicensed Fixed WirelessFixed WirelessSatelliteLicensed Fixed WirelessDSL
8 providers at this address
XfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsM3 Wireless IncFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
25 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3686 E Surrey Lane, Fort Gratiot, MI 48059
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Municipality
Fort Gratiot Township
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