Sold
370 Adams Road, Saginaw, MI 48609
Sold on 04/13/2026 for$249,000
MLS # 20251018832 (Realcomp)
4 beds2 baths1,700 sqftBuilt 19421.02 acres
1 / 40
Listing Description
Completely renovated ranch home in great location, 4 bedroom, 2 full baths, Everything has been updated, newer roof, windows, siding, electrical, plumbing, lighting, trim, doors, duct work, HVAC, tankless hot water heater. Home features gorgeous kitchen with tons of Quartz counter space, vaulted ceiling, island, electric fireplace, and premium appliance package, enormous master bedroom with huge walk in closet, all of the rooms are large and spacious, features attached, heated two car garage with lots of power and water. Over one acre of yard space to enjoy and shed for additional storage, great family home. Call your agent today!
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,700 sq ft home in Thomas Township in Saginaw built in 1942.
Closed at $249,000 (about $146/sq ft).
Annual property taxes run approximately $1,369 ($114/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 7 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,700 sqft
Lot Size1.02 acres
Year Built1942
Stories1
Location
CitySaginaw
MunicipalityThomas Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
ConstructionVinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/17/2025
Sold Date4/12/2026
Original Price$259,999
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,369
Parcel #28124303016000
Source: SparkMLS
Legal Description
COM.ON W.LINE OF ADAM ST. 1056.50 FT.S LY ALONG SAME FROM E&W 1/4 LINE, TH.N, 2DEG 31MIN E. ALONG SAID ST.LINE 134 FT.,TH.N.87DEG 29MIN W.330 FT.,TH.S.2DEG 31MIN W.134 FT.,TH.S.87DEG 29MIN E.330 FT.TO BEG. 1.02 ACRES. SEC 30 T12N R4E ***CORRECTED DESC 6/3/05
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Randy Palmer
Palmer Realty Services LLC
Frequently Asked Questions about 370 Adams Road, Saginaw, MI 48609
What school district is 370 Adams Road, Saginaw, MI 48609 in?
Per MLS# 20251018832, this property is served by Swan Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20251018832, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251018832, the most recent reported annual property tax for 370 Adams Road, Saginaw, MI 48609 is $1,369. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 370 Adams Road, Saginaw, MI 48609 eligible for USDA financing?
Per USDA Rural Development boundary data, 370 Adams Road, Saginaw, MI 48609 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 370 Adams Road, Saginaw, MI 48609 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 370 Adams Road, Saginaw, MI 48609?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 370 Adams Road, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Thomas Twp police department or the Saginaw County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,615
Principal & interest$1,615
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
370 Adams Road, Saginaw, MI 48609
View full property history →
Municipality
Thomas Township
View all listings →
Get email alerts for new listings near 370 Adams Road
We'll notify you when something hits the market in Thomas Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.