Sold
377 W Orleans Street, Otsego, MI 49078
Sold on 04/07/2026 for$218,500
MLS # 26009066 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,200 sqftBuilt 19000.21 acres
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Listing Description
This 3 bedroom 2 full bath home in the Village of Otsego is full of charm & character! Main floor laundry and stainless steel appliances (fridge 1 yr old). Home is move in ready and waiting for your personal touches. Large fenced backyard and a 2 car garage. The living room hardwood floor was recently refinished. New central air & gutters. Third bedroom is small & has no closet. This will not last long, Call for your showing Today!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,200 sq ft home built in 1900 sits in Otsego Township in Otsego.
Closed at $218,500 (about $182/sq ft).
Property tax estimate: $4,234 per year ($353/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,200 sqft
Lot Size0.21 acres
Year Built1900
Stories2
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementCrawl Space, Partial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesCable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband
Sale & Financing
Listed3/10/2026
Sold Date4/6/2026
Terms AcceptedCash, Conventional
Concessions$10,925
Source: SparkMLS
Tax Information
Annual Tax$4,234
Tax Year2025
Assessed Value$67,427
Parcel #54-022-104-00
Source: SparkMLS
Legal Description
E 55 FT OF W 110 FT OF THAT PT SE 1/4 NE 1/4 LYING S OF ORLEANS ST & N OF HOKE & HADDEN ADD SEC 22 T1N R12W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joani R Foster
Five Star Real Estate
Frequently Asked Questions about 377 W Orleans Street, Otsego, MI 49078
Which school district serves 377 W Orleans Street, Otsego, MI 49078?
Per MLS# 26009066, 377 W Orleans Street, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26009066, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 377 W Orleans Street, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $4,234 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 377 W Orleans Street, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 377 W Orleans Street, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 377 W Orleans Street, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Monthly payment$1,394
Principal & interest$1,394
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
377 W Orleans Street, Otsego, MI 49078
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Municipality
Otsego Township
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