Under Contract
38 N Elm Street, Hesperia, MI 49421
$210,000
MLS # 26032361 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,040 sqftBuilt 20030.26 acres
1 / 39
Listing Description
Welcome to this charming, well-maintained 3-bed, 1-bath home, highlighted by its inviting covered front porch. Inside, you'll enjoy open-concept living, a spacious, updated bathroom, and comfortably sized bedrooms. An attached, insulated, heated garage adds year-round convenience and effortless everyday comfort. Ayers Basement System installed in the crawl space in 2023, offering added confidence and long-term peace of mind. Outside, you'll find thoughtful landscaping and a welcoming outdoor area ideal for entertaining. Within walking distance of downtown, local parks, scenic boardwalks, fishing spots, kayaking and canoeing access, as well as nearby libraries and schools. Come experience this move-in-ready home, showings begin Sunday, 06/28/2026.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,040 sq ft home in Hesperia Village in Hesperia built in 2003.
Currently offered at $210,000 (about $202/sq ft).
Property tax estimate: $1,244 per year ($104/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,040 sqft
Lot Size0.26 acres
Year Built2003
Stories1
Location
CityHesperia
MunicipalityHesperia Vlg
Zip Code49421
CountyOceana
School DistrictHesperia
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed6/25/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,244
Tax Year2025
Assessed Value$66,600
Parcel #64-041-200-023-00
Source: SparkMLS
Legal Description
. WD-L2003P15154 SEC 25 T14N R15W. LOT 23 - BLOCK D VILLAGE OF HESPERIA COOK & WEAVER ADDITION.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jamie Zimmerman
Jamie Zimmerman Realty
Frequently Asked Questions about 38 N Elm Street, Hesperia, MI 49421
What school district is 38 N Elm Street, Hesperia, MI 49421 in?
Per MLS# 26032361, this property is served by Hesperia. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 38 N Elm Street, Hesperia, MI 49421?
Per MLS# 26032361, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26032361, the most recent reported annual property tax for 38 N Elm Street, Hesperia, MI 49421 is $1,244 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 38 N Elm Street, Hesperia, MI 49421 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 38 N Elm Street, Hesperia, MI 49421 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hesperia Vlg police department or the Oceana County sheriff's office.
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Monthly payment$1,362
Principal & interest$1,362
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
38 N Elm Street, Hesperia, MI 49421
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Municipality
Hesperia Village
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