For Sale
38146 Mast Street, Harrison Township, MI
$589,000
MLS # 20261024474 (Realcomp)
3 beds2 baths1,811 sqftBuilt 19640.27 acres
1 / 60
Listing Description
Stunning Waterfront Oasis with Unmatched Features! Welcome to your dream home on the water with only a 5-minute boat ride to the lake! This beautifully updated 3-bedroom, 2-bath home and 2.5 car garage finished with epoxy flooring is a rare find, offering a perfect blend of modern luxury and outdoor paradise. Nestled along 170 feet of prime seawall, this property features a 50+ foot boat cut-out with shore power hookup and a jet-ski lift platform, ideal for any boating enthusiast. Step inside to discover a fully renovated interior with high-end finishes throughout. The gourmet kitchen boasts quartz countertops, updated custom cabinetry, matched backsplash and sleek fixtures. Both bathrooms have been transformed into spa-like escapes, with one featuring a steam shower and a jetted soaking jacuzzi for the ultimate in relaxation. Additional upgrades include new flooring, lighting, fresh paint, and major systems like roof, electrical, windows, furnace, AC, H2O tank, and seamless gutters all recently redone for peace of mind. Enjoy the natural wood fireplace in the great room on those cool nights. Soak in the sun in the 3-seasons sunroom with plenty of natural light that shines through and entertain in style on the expansive new cement patio overlooking the water. Your private outdoor oasis awaits with a custom tiki bar and grilling station, plus a full swim spa with color changing lights—perfect for gatherings with family & friends or serene solo escapes. The deck features multi-colored lighting and leveling capabilities, creating a magical waterfront ambiance at night. Eco-conscious buyers will appreciate the electric car hookup, and the steel front door adds both curb appeal and security. This is more than a home—it's a lifestyle. Whether you're seeking peaceful waterside living or the ultimate entertainment hub, this exceptional property truly has it all. Close proximity to Metro Beach/Lake St. Clair, restaurants, schools, expressways, shopping and parks.
Source: SparkMLS
About this home
Located in Harrison Township in Harrison Township, this property offers 3-bedroom, 2-bath, 1,811 sq ft, with original construction dating to 1964.
Listed at $589,000 (about $325/sq ft).
Property tax estimate: $5,761 per year ($480/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,811 sqft
Lot Size0.27 acres
Year Built1964
Stories3
Location
CityHarrison Township
MunicipalityHarrison Twp
CountyMacomb
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementSlab
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorHot Tub Spa, Whirlpool Tub
Sale & Financing
Listed5/14/2026
Original Price$625,000
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$300 / Annually
IncludesSnow Removal, Other
Source: SparkMLS
Tax Information
Annual Tax$5,761
State Equalized Value$201,100
Taxable Value$171,623
Parcel #12-21-305-015
Source: Public Records
Legal Description
STELLA MAR SUBDIVISION N 10.0 FT LOT 5 AND ALL LOT 6
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jennifer Stanczak
Realty Executives Home Towne
Frequently Asked Questions about 38146 Mast Street, Harrison Township, MI
Can I use FHA or VA financing for this property?
Per MLS# 20261024474, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261024474, the most recent reported annual property tax for 38146 Mast Street, Harrison Township, MI is $5,761. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 38146 Mast Street, Harrison Township, MI eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 38146 Mast Street, Harrison Township, MI is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Mortgage Calculator
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Monthly payment$3,845
Principal & interest$3,820
HOA$25
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
38146 Mast Street, Harrison Township, MI
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Municipality
Harrison Township
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County
Macomb County
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