For Sale
3817 Lake Lapeer Drive, Metamora, MI 48455
$699,900
MLS # 20261036489 (Realcomp)
4 beds3 baths3,068 sqftBuilt 19760.06 acres
1 / 50
Listing Description
Experience the best of lake living with this beautifully maintained home on sought-after Lake Lapeer. Situated on a large, landscaped lot with 282 feet of private lake frontage, this property offers panoramic water views and endless outdoor enjoyment.Inside, the home features fresh pain throughout, granite countertops, spacious living areas, and a finished walk-out basement perfect for entertaining or relaxing. The master bedroom includes a sliding door that opens directly to a private deck, providing serene views and easy access to the outdoors.Enjoy the peaceful sound of a waterfall feature on the lakefront side, adding a unique touch to this already exceptional property. Whether you're looking for a year-round residence or a weekend retreat, this home combines comfort, beauty, and the ultimate lake lifestyle
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 3,068 sq ft home built in 1976 sits in Elba Township in Metamora.
Listed at $699,900 (about $228/sq ft).
Estimated annual property tax: $2,421, or about $202 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,068 sqft
Lot Size0.06 acres
Year Built1976
Stories1
Location
CityMetamora
MunicipalityElba Twp
Zip Code48455
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished
Sale & Financing
Listed5/19/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$100 / Annually
Source: SparkMLS
Tax Information
Annual Tax$2,421
Parcel #00803501300
Source: SparkMLS
Legal Description
PART OF THE SW 1/4 OF SEC 35 T7N-R9E DESCRIBED AS BEGINNING AT A POINT ON THE E LINE OF RECORDED PLAT OF GALWAY BAY. SAID POINT BEING S 89 DEG17'50" E ALONG THE E&W 1/4 LINE 1307.75 FT AND ALONG THE E LINE OF RECORDED PLAT S00 DEG 28'50" W 1494.75 FT AND S 01 DEG12'48" W 397.05 FT FROM THE W 1/4 CORNER OF SEC 35; THENCE S 32 DEG 30'13" E 42.98 FT; THENCE S 06 DEG 24'06" W 21.90 FT; THENCE S 07 DEG
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by John T Sedlarik
The Sedlarik Group Realty LLC
Frequently Asked Questions about 3817 Lake Lapeer Drive, Metamora, MI 48455
Which school district serves 3817 Lake Lapeer Drive, Metamora, MI 48455?
Per MLS# 20261036489, 3817 Lake Lapeer Drive, Metamora, MI 48455 is in the Lapeer boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lapeer directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261036489, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3817 Lake Lapeer Drive, Metamora, MI 48455?
Per public tax records, annual property taxes for this property are $2,421. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3817 Lake Lapeer Drive, Metamora, MI 48455 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3817 Lake Lapeer Drive, Metamora, MI 48455 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3817 Lake Lapeer Drive, Metamora, MI 48455?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Elba Twp police department or the Lapeer County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,548
Principal & interest$4,540
HOA$8
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3817 Lake Lapeer Drive, Metamora, MI 48455
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Municipality
Elba Township
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