For Sale
3835 N Graham Road, Freeland, MI 48623
$325,000
MLS # 20261044103 (Realcomp)
4 beds2 baths1,820 sqftBuilt 19641.37 acres
1 / 30
Listing Description
Discover this Gem on Graham!This well-maintained 4-bedroom, 2.5-bath home in Hemlock School District brings both comfort and convenience. Tucked back off the road in a peaceful setting, you will be welcomed by a scenic creek. Inside, you'll find abundant natural light from new windows installed in 2023, a custom wood-burning fireplace, and numerous updates, including a renovated primary bathroom. The walk-out lower level features a future office or playroom, den, workshop, and outdoor access. Two upstairs bedrooms open to a private balcony. A 16x24 pole barn provides additional storage and workspace. This move-in-ready home is truly the perfect balance of country living and everyday convenience.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,820 sq ft home in Thomas Township in Freeland built in 1964.
Asking $325,000 (about $179/sq ft).
Property tax estimate: $2,985 per year ($249/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,820 sqft
Lot Size1.37 acres
Year Built1964
Stories2
Location
CityFreeland
MunicipalityThomas Twp
Zip Code48623
CountySaginaw
School DistrictHemlock
Construction & Systems
ConstructionBrick
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed6/11/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,985
Parcel #28123081021000
Source: SparkMLS
Legal Description
A PART OF NE 1/4 OF NE 1/4 SEC 8 T12N R3E COM AT THE INTERSECTION OF GRAHAM RD & N 1/8 LINE TH N21DEG 32MIN 00 SECONDS W ON C/L OF GRAHAM ROAD 387.18 FT TO A PT TH W 229.60 FT TO POB OF THIS DESC TH CONT W 217.40 FT TH S 235 FT TH E 260 FT TH N 195 FT TH W 25 FT TH N23DEG 41 MIN 27 SECONDS W 43.70 FT TO POB TOGETHER WITH AN EASEMENT FOR INGRESS AND EGRESS 1.37 ACRES SEC 8 T12N R3E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Steve Koleno
Beycome Brokerage Realty LLC
Frequently Asked Questions about 3835 N Graham Road, Freeland, MI 48623
What school district is 3835 N Graham Road, Freeland, MI 48623 in?
Per MLS# 20261044103, this property is served by Hemlock. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261044103, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261044103, the most recent reported annual property tax for 3835 N Graham Road, Freeland, MI 48623 is $2,985. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3835 N Graham Road, Freeland, MI 48623 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3835 N Graham Road, Freeland, MI 48623 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Thomas Twp police department or the Saginaw County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,108
Principal & interest$2,108
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3835 N Graham Road, Freeland, MI 48623
View full property history →
Municipality
Thomas Township
View all listings →
Get email alerts for new listings near 3835 N Graham Road
We'll notify you when something hits the market in Thomas Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.