Sold
3874 S GRAHAM Road, Saginaw, MI 48609
Sold on 04/07/2025 for$210,000
MLS # 20250000982 (Realcomp)
3 beds2 baths1,614 sqftBuilt 19722 acres
1 / 60
Listing Description
Welcome to this 3 bedroom 2 bath ranch with an open concept ready for your holiday entertaining. Set on 2 acres over looking the neighbors pond. Enjoy your new home feeling like your in upper Michigan. Large master bedroom offers large walk in closet including master bath. Rest at ease with a newer roof and furnaces in both house and heated 24x60 insulated pole barn with 1/2 bath. This wont last long so schedule your showing today.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,614 sq ft home built in 1972 sits in Swan Creek Township in Saginaw.
Closed at $210,000 (about $130/sq ft).
Annual property taxes run approximately $2,071 ($173/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 5 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,614 sqft
Lot Size2 acres
Year Built1972
Stories1
Location
CitySaginaw
MunicipalitySwan Creek Twp
Zip Code48609
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
Sale & Financing
Listed1/5/2025
Sold Date4/6/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,071
Parcel #26113084014002
Source: SparkMLS
Legal Description
N 216 FT OF E 404.3 FT OF THE S 1/2 OF SE 1/4 OF SE 1/4 - 2.00 ACRES SEC 08 T11N R3E SPLIT/COMBINED ON 01/24/2024 FROM 26-11-3-08-4014-000, 26-11-3-08-4014-001; ***NEW FOR 2024
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeffrey Garner
EXP Realty
Frequently Asked Questions about 3874 S GRAHAM Road, Saginaw, MI 48609
Which school district serves 3874 S GRAHAM Road, Saginaw, MI 48609?
Per MLS# 20250000982, 3874 S GRAHAM Road, Saginaw, MI 48609 is in the St. Charles Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Charles Community Schools directly to confirm enrollment eligibility.
What financing options are available for 3874 S GRAHAM Road, Saginaw, MI 48609?
Per MLS# 20250000982, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3874 S GRAHAM Road, Saginaw, MI 48609?
Per public tax records, annual property taxes for this property are $2,071. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3874 S GRAHAM Road, Saginaw, MI 48609 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3874 S GRAHAM Road, Saginaw, MI 48609 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3874 S GRAHAM Road, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3874 S GRAHAM Road, Saginaw, MI 48609?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Swan Creek Twp police department or the Saginaw County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,394
Principal & interest$1,394
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3874 S GRAHAM Road, Saginaw, MI 48609
View full property history →
Municipality
Swan Creek Township
View all listings →
Get email alerts for new listings near 3874 S GRAHAM Road
We'll notify you when something hits the market in Swan Creek Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.