Sold
38909 Lakeshore Drive, Harrison Township, MI 48045
Sold on 06/12/2026 for$421,000
MLS # 26018786 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,609 sqftBuilt 19650.19 acres
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Listing Description
Welcome to this beautifully updated 3-bedroom, 2 bath waterfront home nestled on a quiet canal with 60+ feet of frontage & a covered boat well with hoist. Enjoy a short ride through the wide canal directly to Lake St. Clair or relax in the peaceful surroundings of Black Creek. Step inside to find a warm & inviting family room with a gas fireplace and serene water views. The fully renovated kitchen (2022) boasts premium Bosch appliances, granite countertops, & soft-close cabinetry--designed for both style and function. Both full bathrooms have been tastefully updated in recent years. Add't upgrades: windows (2018), a spacious 3-season room with durable epoxy flooring & an oversized attached 2-car garage equipped with epoxy floors and a 240V plug for electric vehicle charging. The home also features a 3ft+ clean crawlspace with concrete flooring & an egress window-ideal for storage. This move-in-ready home is the perfect blend of modern updates, boating convenience & peaceful living.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,609 sq ft home built in 1965 sits in Harrison Township in Harrison Township.
Closed at $421,000 (about $262/sq ft).
Estimated annual property tax: $4,984, or about $415 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,609 sqft
Lot Size0.19 acres
Year Built1965
Stories3
Location
CityHarrison Township
MunicipalityHarrison Twp
Zip Code48045
CountyMacomb
School DistrictL'Anse Creuse Public
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesElectricity Available, Cable Available, Natural Gas Connected, Storm Sewer
InteriorBroadband, Eat-in Kitchen
Sale & Financing
Listed4/30/2026
Sold Date6/11/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,984
Tax Year2025
Assessed Value$142,991
Parcel #17-12-22-126-016
Source: SparkMLS
Legal Description
ST CLAIR HAVEN SUBDIVISION LOT 1107
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Randi Brandt-Alves
@properties Christie's Int'l
Frequently Asked Questions about 38909 Lakeshore Drive, Harrison Township, MI 48045
What school district is 38909 Lakeshore Drive, Harrison Township, MI 48045 in?
Per MLS# 26018786, this property is served by L'Anse Creuse Public. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 38909 Lakeshore Drive, Harrison Township, MI 48045?
Per MLS# 26018786, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26018786, the most recent reported annual property tax for 38909 Lakeshore Drive, Harrison Township, MI 48045 is $4,984 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 38909 Lakeshore Drive, Harrison Township, MI 48045 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 38909 Lakeshore Drive, Harrison Township, MI 48045 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$2,757
Principal & interest$2,757
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
38909 Lakeshore Drive, Harrison Township, MI 48045
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Municipality
Harrison Township
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County
Macomb County
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