For Sale
3931 S Shore Drive, Lapeer, MI 48446
$464,900
MLS # 20261043089 (Realcomp)
2 beds1 bath900 sqftBuilt 19406 acres
1 / 41
Listing Description
Opportunities like this don't come along very often! Situated on 6 incredible acres with frontage on Lake Nepessing, this adorable 2-bedroom, 1-bath home offers privacy, tranquility, and breathtaking waterfront views. Cozy and inviting, the home is filled with natural beauty at every turn, creating a peaceful retreat you'll love coming home to. Outside, two large outbuildings provide plenty of space for storage, hobbies, equipment, or a workshop, Whether you're enjoying your morning coffee overlooking the water, casting a line from your own property, or simply soaking in the serenity of nature, this one of a kind setting delivers endless possibilities.
Source: SparkMLS
About this home
Located in Elba Township in Lapeer, this property offers 2-bedroom, 1-bath, 900 sq ft, with original construction dating to 1940.
Currently offered at $464,900 (about $517/sq ft).
Property tax estimate: $1,020 per year ($85/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area900 sqft
Lot Size6 acres
Year Built1940
Stories1
Location
CityLapeer
MunicipalityElba Twp
Zip Code48446
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerPublic
Sale & Financing
Listed6/8/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,020
Parcel #00844000100
Source: SparkMLS
Legal Description
10 05 000 000 00 T7N R9E REVISED SUPERVISOR'S PLAT OF NELSON'S LANDING AS REC IN L3 P3 OF LAPEER COUNTY PLATS LOT 1.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ryan Morley
EXP Realty - Fenton
Frequently Asked Questions about 3931 S Shore Drive, Lapeer, MI 48446
Which school district serves 3931 S Shore Drive, Lapeer, MI 48446?
Per MLS# 20261043089, 3931 S Shore Drive, Lapeer, MI 48446 is in the Lapeer boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lapeer directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261043089, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3931 S Shore Drive, Lapeer, MI 48446?
Per public tax records, annual property taxes for this property are $1,020. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3931 S Shore Drive, Lapeer, MI 48446 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3931 S Shore Drive, Lapeer, MI 48446 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3931 S Shore Drive, Lapeer, MI 48446?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Elba Twp police department or the Lapeer County sheriff's office.
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Monthly payment$3,015
Principal & interest$3,015
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3931 S Shore Drive, Lapeer, MI 48446
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Municipality
Elba Township
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