Sold
3981 Orchard Road, Peck, MI 48466
Sold on 10/10/2025 for$255,000
MLS # 20251013418 (Realcomp)
4 beds3 baths2,500 sqftBuilt 18902.1 acres
1 / 46
Listing Description
NO SHOWINGS UNTIL JULY 14TH. Beautifully preserved Historic Estate with Modern Comforts on 2+ Acres. Step into timeless elegance with this beautifully preserved 1890 Victorian Home originally built for Lawrence Ball, offering over 2,500 sq ft of refined living space across three expansive levels. Perfectly situated just 20 miles from Lexington, 11 miles from Sandusky and 14 Miles from Yale. This one-of-a-kind residence combines rich history with exceptional updates and craftsmanship. Inside, you'll find 4 spacious bedrooms plus a full loft bedroom with generous storage---offering flexibility for guests, a studio or home office or whatever you choose. Classic crown molding, newer windows and gleaming copper plumbing pair seamlessly with thoughtful upgrades like radiant floor heating in the family room and a reverse osmosis system for modern living. Enjoy breathtaking views from the brick front entry or relax on the covered porches and patios. There are a couple mature walnut trees on the property accompanied by stunning landscaping, providing serene beauty from every angle of property. Impecable attention to detail, heritage and comfort make this home a rare opportunity to own a home filled with character, craftsmanship, and countryside tranquility.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,500 sq ft home in Peck built in 1890.
Closed at $255,000 (about $102/sq ft).
Estimated annual property tax: $425, or about $35 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 6 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,500 sqft
Lot Size2.1 acres
Year Built1890
Stories3
Location
CityPeck
MunicipalityElk Twp
Zip Code48466
CountySanilac
School DistrictPeck Community School District
Construction & Systems
ConstructionBrick
BasementMichigan Basement
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorWater Softener/Owned
Sale & Financing
Listed6/28/2025
Sold Date10/9/2025
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$425
Parcel #07001230002000
Source: SparkMLS
Legal Description
T10N R14E SEC 12 BEG AT SW COR OF S 1/2 OF SW 1/4 OF SEC. 12 RUNN TH N 283 FT, TH E 183 FT, TH S 283 FT, TH W 183 FT TO POB 1.7 A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Toni Binkley
Hagle Real Estate LLC
Frequently Asked Questions about 3981 Orchard Road, Peck, MI 48466
What school district is 3981 Orchard Road, Peck, MI 48466 in?
Per MLS# 20251013418, this property is served by Peck Community School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20251013418, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251013418, the most recent reported annual property tax for 3981 Orchard Road, Peck, MI 48466 is $425. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3981 Orchard Road, Peck, MI 48466 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3981 Orchard Road, Peck, MI 48466 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 3981 Orchard Road, Peck, MI 48466?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Elk Twp police department or the Sanilac County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,712
Principal & interest$1,712
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberGSO SatelliteFixed WirelessSatelliteUnlicensed Fixed Wireless
6 providers at this address
Aspire NetworksFiber
1 GbpsStarlinkGSO Satellite
280 MbpsM3 Wireless IncFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAir AdvantageUnlicensed Fixed Wireless
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3981 Orchard Road, Peck, MI 48466
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