Sold
400 E SPRUCE Road, Spruce, MI
Sold on 07/14/2025 for$500,000
MLS # 20250033758 (Realcomp)
1 bed1 bath910 sqftBuilt 202341.8 acres
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Listing Description
A Horse Lover’s Paradise or the Perfect Homestead – Over 40 Acres of Pure Serenity!Welcome to this breathtaking and peaceful retreat, ideally set on over 40 acres of rolling countryside. Whether you're an equestrian enthusiast or seeking a peaceful homestead, this property offers the best of both worlds with panoramic views and privacy, all just 2.5 miles from the East Bay of Hubbard Lake and minutes from the charming villages of Hubbard Lake and Ossineke.At the heart of the property is a 2023-built open-concept home, featuring one bedroom and one bath—modern, efficient, and filled with natural light, it's the perfect cozy retreat. The home features rich wood flooring throughout, a French country-style kitchen cabinetry, and granite countertops—blending charm and comfort.For horse lovers, the amenities are second to none:A massive 104’ x 80’ horse barn with 8 stalls, a large indoor riding arena perfect for year-round training, an expansive tack room with a viewing/observation area. Several fenced paddocks with windbreaks and weather shelters for your animals’ comfort. A separate 24’ x 40’ pole barn offering additional storage or workshop space. A large concrete parking pad, formerly a basketball court, offering versatile use. Paved road frontage on N Hubbard Lake Road and Spruce Road. Plenty of wild life. Forage for Morels on the property. All this with a short drive to the lake.Whether you're raising livestock, riding year-round, or simply soaking in the stunning countryside, this property delivers space, comfort, and functionality. Don't miss this rare opportunity to own a slice of Northern Michigan paradise — where your homestead or equestrian dreams can truly come to life!
Source: SparkMLS
About this home
Located in Spruce, this property offers 1-bedroom, 1-bath, 910 sq ft, with original construction dating to 2023.
Final sale price: $500,000 (about $549/sq ft).
Estimated annual property tax: $3,105, or about $259 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Presque Isle Electric & Gas Cooperative. Broadband is available with download speeds up to 280 Mbps from 5 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Living Area910 sqft
Lot Size41.8 acres
Year Built2023
Stories1
Location
CitySpruce
MunicipalityCaledonia Twp
CountyAlcona
School DistrictAlcona Community Schools
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/11/2025
Sold Date7/13/2025
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$3,105
Parcel #02200720000500
Source: SparkMLS
Legal Description
T28N R8E SEC 7 NW1/4 EXC COM NE COR, W 825 FT ALG SPRU RD, S 264 FT, E 825 FT, N 264 FT ALG RASM RD TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amy Tyson
Real Estate Masters
Frequently Asked Questions about 400 E SPRUCE Road, Spruce, MI
Which school district serves 400 E SPRUCE Road, Spruce, MI?
Per MLS# 20250033758, 400 E SPRUCE Road, Spruce, MI is in the Alcona Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Alcona Community Schools directly to confirm enrollment eligibility.
What financing options are available for 400 E SPRUCE Road, Spruce, MI?
Per MLS# 20250033758, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 400 E SPRUCE Road, Spruce, MI?
Per public tax records, annual property taxes for this property are $3,105. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 400 E SPRUCE Road, Spruce, MI is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 400 E SPRUCE Road, Spruce, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 400 E SPRUCE Road, Spruce, MI. The maximum advertised download speed is 280 Mbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 400 E SPRUCE Road, Spruce, MI?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Presque Isle Electric & Gas Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Caledonia Twp police department or the Alcona County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,307
Principal & interest$3,307
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
280 Mbps
Upload
30 Mbps
GSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
StarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Presque Isle Electric & Gas Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
400 E SPRUCE Road, Spruce, MI
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